| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 | P.O. BOX 2992 WICHITA, KS 672012992 | METROPOLITAN LIFE INSURANCE COMPANY | $16K | $2K | $17K | 19.86% |
| TECHSOURCE INC3 Filed as: TECHSOURCE, INC. | 4601 COLLEGE BOULEVARD SUITE 200 LEAWOOD, KS 662111650 | METROPOLITAN LIFE INSURANCE COMPANY | $347 | $1K | $2K | 2.01% |
| WATCHTOWER BENEFITS, LLC3 Filed as: WATCHTOWER BENEFITS LLC | 306 WEST ERIE STREET SUITE 300 CHICAGO, IA 606543902 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 1.39% |
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIES, INC. | 4601 COLLEGE BOULEVARD SUITE 100 LEAWOOD, KS 662111650 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $171 | $2K | 25.69% |
| TECHSOURCE INC3 Filed as: TECHSOURCE, INC. | 4601 COLLEGE BOULEVARD SUITE 200 LEAWOOD, KS 662111650 | METROPOLITAN LIFE INSURANCE COMPANY | $51 | $214 | $265 | 3.14% |
| WATCHTOWER BENEFITS, LLC3 Filed as: WATCHTOWER BENEFITS LLC | 306 WEST ERIE STREET SUITE 300 CHICAGO, IA 606543902 | METROPOLITAN LIFE INSURANCE COMPANY | $130 | — | $130 | 1.54% |
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIES, INC. | 4601 COLLEGE BOULEVARD SUITE 100 LEAWOOD, KS 662111650 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $132 | $3K | 34.13% |
| TECHSOURCE INC3 Filed as: TECHSOURCE, INC. | 4601 COLLEGE BOULEVARD SUITE 200 LEAWOOD, KS 662111650 | METROPOLITAN LIFE INSURANCE COMPANY | $36 | $176 | $212 | 2.56% |
| WATCHTOWER BENEFITS, LLC3 Filed as: WATCHTOWER BENEFITS LLC | 306 WEST ERIE STREET SUITE 300 CHICAGO, IA 606543902 | METROPOLITAN LIFE INSURANCE COMPANY | $130 | — | $130 | 1.57% |
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIES, INC. | 4601 COLLEGE BOULEVARD SUITE 100 LEAWOOD, KS 662111650 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $95 | $2K | 42.36% |
| TECHSOURCE INC3 Filed as: TECHSOURCE, INC. | 4601 COLLEGE BOULEVARD SUITE 200 LEAWOOD, KS 662111650 | METROPOLITAN LIFE INSURANCE COMPANY | $38 | $126 | $164 | 2.97% |
| WATCHTOWER BENEFITS, LLC3 Filed as: WATCHTOWER BENEFITS LLC | 306 WEST ERIE STREET SUITE 300 CHICAGO, IL 606543902 | METROPOLITAN LIFE INSURANCE COMPANY | $74 | — | $74 | 1.34% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 163 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 163 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 197 | $87K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 197 | $87K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 197 | $87K |
| Other(4 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 197 | $110K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 197 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.