| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC 4000 | MIDLANTIC AVE SUITE 300 MT LAUREL, NJ 08054 | AETNA LIFE INSURANCE CO. | $0 | — | $0 | 0.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SVCS-WICHITA | 8110 E 32ND ST N STE 100 WICHITA, KS 672262616 | DELTA DENTAL OF KANSAS, INC. | $8K | — | $8K | 8.09% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 8110 E 32ND ST N STE 100 WICHITA, KS 672262616 | CONTINENTAL AMERICAN INSURANCE CO. | $2K | — | $2K | 6.32% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFITS SERVICES INC | 2850 GOLF RD ROLLING MEADOWS, IL 600084050 | CONTINENTAL AMERICAN INSURANCE CO. | $1K | — | $1K | 4.84% |
| MICHAEL D CHRISMAN1 Filed as: MICHAEL CHRISMAN | 515 S MAIN ST STE 105 WICHITA, KS 672023752 | CONTINENTAL AMERICAN INSURANCE CO. | $567 | — | $567 | 2.04% |
| CALEB GILMOUR3 | 515 S MAIN ST STE 501 WICHITA, KS 672023717 | CONTINENTAL AMERICAN INSURANCE CO. | $451 | — | $451 | 1.63% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2345 GRAND BLVD STE 200 KANSAS CITY, MO 641082625 | CONTINENTAL AMERICAN INSURANCE CO. | $426 | — | $426 | 1.54% |
| JUSTIN C CARSON3 | 7701 E KELLOGG DR STE 680 WICHITA, KS 672071725 | CONTINENTAL AMERICAN INSURANCE CO. | $88 | — | $88 | 0.32% |
| KATHY WIEDEMANN3 | 229 E WILLIAM ST STE 501 WICHITA, KS 672024022 | CONTINENTAL AMERICAN INSURANCE CO. | $79 | — | $79 | 0.28% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| GALLAGHER BENEFIT SERVICES INC EIN 36-4291971 NONE | Claims processing; Other services Service code 12 | 4000 MIDLANTIC AVE STE 300 MT LAUREL, NJ 080541558 | $58K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 247 | Currently employed and enrolled or eligible. |
| Retired/separated still eligible | 2 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 249 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO. | 336 | $1.5M |
| Dental | DELTA DENTAL OF KANSAS, INC. | 170 | $98K |
| Other | CONTINENTAL AMERICAN INSURANCE CO. | 113 | $28K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 336 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.