| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GROUP BENEFIT SPECIALISTS INC3 Filed as: GROUP BENEFIT SPECIALISTS | 7331 W 33RD ST N SUITE 100 WICHITA, KS 672057356 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 7.83% |
| BUKATY COMPANIES3 | 11221 ROE AVE LEAWOOD, KS 66211 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $980 | — | $980 | 5.45% |
| THE ABACUS GROUP LLC3 | 2541 LAFAYETTE PLAZA DRIVE ALBANY, GA 31707 | UNION SECURITY INSURANCE COMPANY | $1K | — | $1K | 13.27% |
| GROUP BENEFIT SPECIALISTS INC3 Filed as: GROUP BENEFIT SPECIALISTS, INC | 7331 W 33RD N SUITE 100 WICHITA, KS 67205 | UNION SECURITY INSURANCE COMPANY | $727 | — | $727 | 6.88% |
| DISABILITY RMS5 Filed as: DISABILITY RMS, INC | ONE RIVERFRONT PLAZA WESTBROOK, ME 040929700 | UNION SECURITY INSURANCE COMPANY | — | $455 | $455 | 4.30% |
| BUKATY COMPANIES3 | 11221 ROE AVE LEAWOOD, KS 66211 | UNION SECURITY INSURANCE COMPANY | $213 | — | $213 | 2.01% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS PERRIN FORSTER & CROSBY, INC | MELLON BANK CENTER 1735 MARKET STREET PHILADELPHIA, PA 191037501 | UNION SECURITY INSURANCE COMPANY | — | $159 | $159 | 1.50% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GARDNER WHITE DIVISION OF GALLAGHER | BENEFIT SERVICES PO BOX 40948 INDIANAPOLIS, IN 46240 | UNION SECURITY INSURANCE COMPANY | $143 | — | $143 | 1.35% |
| ACCESS BENEFIT CONSULTANTS, INC.3 Filed as: ACCESS BENEFIT CONSULTANTS, INC | 7177 HICKMAN RD SUITE 8A URBANDALE, IA 50322 | UNION SECURITY INSURANCE COMPANY | $72 | — | $72 | 0.68% |
| THE ABACUS GROUP LLC3 Filed as: THE ABACUS GROUP, LLC | 252 HARRY LANE BLVD SUITE 100 KNOXVILLE, TN 37923 | UNION SECURITY INSURANCE COMPANY | — | $46 | $46 | 0.44% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 186 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 186 | Active + retired/separated + beneficiaries. No dependents. |
No Schedule A insurance contracts on this filing — typical of fully self-funded plans, where the only headcount is the Form 5500 number above.
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.