| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WATKO BENEFIT GROUP3 | 7301 W 129TH STREET, SUITE 155 OVERLAND PARK, KS 66213 | BLUE CROSS & BLUE SHIELD OF KANSAS | — | — | $0 | 0.00% |
| WATKO BENEFIT GROUP3 Filed as: WATKO BENEFIT GROUP, LLC | 7301 W 129TH STREET, SUITE 155 OVERLAND PARK, KS 66213 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $18K | — | $18K | 14.76% |
| WATKO BENEFIT GROUP3 | 7301 W. 129TH ST. OVERLAND PARK, KS 66213 | EYE MED | $3K | — | $3K | 11.74% |
| ROBERT GREG WATKINS3 Filed as: ROBERT WATKINS | 7301 W 129TH ST, STE 155 OVERLAND PARK, KS 662132643 | VISION SERVICE PLAN | $641 | — | $641 | 8.21% |
| WATKO BENEFIT GROUP3 | 7301 W. 129TH ST. OVERLAND PARK, KS 66213 | EYEMED VISION CARE | $331 | — | $331 | 12.49% |
| WATKO BENEFIT GROUP3 | 7301 W. 129TH ST. OVERLAND PARK, KS 66213 | EYEMED VISION CARE | $12 | — | $12 | 9.76% |
| WATKO BENEFIT GROUP3 | 7301 W. 129TH ST. OVERLAND PARK, KS 66213 | EYEMED VISION CARE | $5 | — | $5 | 9.26% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 285 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 288 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision(5 contracts, 3 carriers) | EYE MED | 452 | $34K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 320 | $119K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 320 | $119K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 320 | $119K |
| Stop-loss / reinsurancereinsurance | BLUE CROSS & BLUE SHIELD OF KANSAS | 733 | $695K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 733 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.