| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PROFESSIONAL INS. CONSULTANTS, INC.3 Filed as: PROFESSIONAL INS CONSULTANTS, INC. | 106 W FRONTVIEW STREET SUITE 3 DODGE CITY, KS 67801 | DELTA DENTAL OF KANSAS, INC. | $1K | — | $1K | 2.67% |
| PROFESSIONAL INS. CONSULTANTS, INC.3 Filed as: PROFESSIONAL INS CONSULTANTS INC. | 106 W FRONTVIEW STREET SUITE 3 DODGE CITY, KS 67801 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| PROFESSIONAL INS. CONSULTANTS, INC.3 Filed as: PROFESSIONAL INS CONSULTANTS INC | 106 W FRONTVIEW STREET SUITE 3 DODGE CITY, KS 67801 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.01% |
| PROFESSIONAL INSURANCE CONSULTANTS3 | RHONDA FERNANDEZ PO BOX 1717 DODGE CITY, KS 67801 | VCP SERVICES, INC. | $871 | — | $871 | 9.83% |
| MONTSHIRE GLOBAL DISTRIBUTORS3 | 8141 WOODLAND DR LENEXA, KS 66220 | COMBINED INSURANCE | $770 | — | $770 | 29.98% |
| MONTSHIRE GLOBAL DISTRIBUTORS DBA B3 | 10100 W 87TH STREET SUITE 201 OVERLAND PARK, KS 66212 | PROSPERITY LIFE GROUP | $2K | — | $2K | 100.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 108 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 108 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF KANSAS, INC. | 68 | $54K |
| Vision | VCP SERVICES, INC. | 32 | $9K |
| Life insurance(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 108 | $27K |
| Other(4 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 108 | $29K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 108 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.