| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DARRELL PHILLIPS INC3 | 215 SOUTHWIND PL, SUITE 201 MANHATTAN, KS 66503 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $8K | $823 | $9K | 23.64% |
| WOODY FINANCIAL GROUP INC | 7311 W 130TH ST #130 OVERLAND PARK, KS 66213 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $195 | — | $195 | 0.51% |
| DPI BENEFITS3 | 215 SOUTHWIND PL, SUITE 201 MANHATTAN, KS 66503 | VCP SERVICES, INC | $4K | — | $4K | 11.00% |
| DARRELL PHILLIPS INC3 | 215 SOUTHWIND PL, SUITE 201 MANHATTAN, KS 66503 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 15.00% |
| DARRELL PHILLIPS INC3 | 215 SOUTHWIND PL, SUITE 201 MANHATTAN, KS 66503 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 13.00% |
| DARRELL PHILLIPS INC3 | 215 SOUTHWIND PL, SUITE 201 MANHATTAN, KS 66503 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 10.13% |
| DARRELL PHILLIPS INC3 | 215 SOUTHWIND PL, SUITE 201 MANHATTAN, KS 66503 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| DARRELL PHILLIPS INC3 | 215 SOUTHWIND PL, SUITE 201 MANHATTAN, KS 66503 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $3K | $883 | $4K | 29.73% |
| DARRELL PHILLIPS INC3 | 215 SOUTHWIND PL, SUITE 201 MANHATTAN, KS 66503 | METROPOLITAN LIFE INSURANCE COMPANY | $666 | $0 | $666 | 14.86% |
| DARRELL PHILLIPS INC3 | 215 SOUTHWIND PL, SUITE 201 MANHATTAN, KS 66503 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $512 | — | $512 | 13.58% |
| DARRELL PHILLIPS INC3 | 215 SOUTHWIND PL, SUITE 201 MANHATTAN, KS 66503 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $518 | — | $518 | 15.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF KANSAS EIN 48-0952857 NONE | Contract Administrator; Insurance services Service code 13 | 1133 SW TOPEKA BOULEVARD TOPEKA, KS 666290001 | $136K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 266 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 266 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 152 | $14K |
| Vision(2 contracts, 2 carriers) | VCP SERVICES, INC | 327 | $38K |
| Life insurance(4 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 193 | $55K |
| Short-term disability(4 contracts, 3 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 193 | $66K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 165 | $25K |
| Stop-loss / reinsurancereinsurance | BLUE CROSS AND BLUE SHIELD OF KANSAS | 266 | $507K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 327 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.