| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 Filed as: IMA INC | 1705 17TH ST SUITE 100 DENVER, CO 80202 | SUN LIFE ASSURANCE COMPANY OF CANADA | $41K | — | $41K | 15.93% |
| CORESOURCE, INC.3 Filed as: CORESOURCE | 5200 77 CENTER DR. SUITE 400 CHARLOTTE, NC 28217 | SUN LIFE ASSURANCE COMPANY OF CANADA | $6K | — | $6K | 2.19% |
| IMA, INC.3 | PO BOX 2992 WICHITA, KS 67201 | DELTA DENTAL PLAN OF KANSAS, INC. | $7K | — | $7K | 6.38% |
| IMA, INC.3 Filed as: IMA INC | PO BOX 2992 WICHITA, KS 67201 | HUMANA INSURANCE COMPANY | $350 | — | $350 | 1.64% |
| IMA, INC.3 Filed as: IMA, INC | 8200 E 32ND ST N WICHITA, KS 67226 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $1K | — | $1K | 5.36% |
| IMA, INC.3 | PO BOX 2992 WICHITA, KS 67201 | HUMANA | $50 | — | $50 | 1.14% |
| IMA, INC.3 | PO BOX 2992 WICHITA, KS 67201 | HUMANA INSURANCE COMPANY | $50 | — | $50 | 1.61% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CORESOURCE EIN 35-1846036 NONE | Claims processing; Plan Administrator; Other services Service code 12 | — | $47K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 136 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 20 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 156 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 7 | $29K |
| Dental | DELTA DENTAL PLAN OF KANSAS, INC. | 151 | $108K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 202 | $21K |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 136 | $260K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 202 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.