| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MEDOVA HEALTHCARE FINANCIAL GROUP5 | 8300 E THORN DR STE 300 WICHITA, KS 67226 | IOA RE LLC | — | $46K | $46K | 2.47% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES | PO BOX 62817 VIRGINIA BEACH, VA 23466 | IOA RE LLC | $36K | — | $36K | 1.94% |
| WPPA INC PROVIDER CARE NETWORK4 | PO BOX 268934 OKLAHOMA, OK 731268934 | IOA RE LLC | — | $27K | $27K | 1.47% |
| HAWAII MAINLAND ADMINISTRATORS5 | 1600 W BROADWAY AVE STE 300 TEMPE, AZ 85282 | IOA RE LLC | — | $14K | $14K | 0.76% |
| MAGNACARE NETWORK4 | 1600 STEWART AVE STE 700 WESTBURY, NY 11590 | IOA RE LLC | — | $8K | $8K | 0.45% |
| WICHITA CHAMBER OF COMMERCE INC3 | 350 W DOUGLAS AVE WICHITA, KS 67202 | IOA RE LLC | $5K | — | $5K | 0.24% |
| BUZZ HR LLC4 | PO BOX 700 MADISONVILLE, LA 70447 | IOA RE LLC | — | $5K | $5K | 0.24% |
| PROVIDERS CARE3 | 1102 S HILLSIDE WICHITA, KS 67211 | IOA RE LLC | $2K | — | $2K | 0.12% |
| CARE ADVOCATES4 | 8300 E THORN DR STE 300 WICHITA, KS 67226 | IOA RE LLC | — | $2K | $2K | 0.10% |
| PETRICH BENEFIT PLAN SERVICES, INC.3 Filed as: PETRICH BENEFIT PLAN SERVICES INC | 8300 E THORN DR STE 300 WICHITA, KS 67226 | IOA RE LLC | $2K | — | $2K | 0.10% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | IOA RE LLC | 179 | $1.9M |
| Stop-loss / reinsurancereinsurance | IOA RE LLC | 179 | $1.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 179 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.