| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES | 80 S 8TH ST MINNEAPOLIS, MN 55402 | BLUE CROSS AND BLUE SHIELD OF KANSAS | $70K | — | $70K | 4.13% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP OF WICHITA | 7570 W 21ST ST N, STE A, BLDG 1038 WICHITA, KS 67205 | DELTA DENTAL OF KANSAS, INC. | $6K | — | $6K | 4.21% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES | 1200 MAIN ST KANSAS CITY, MO 64105 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $2K | $7K | 19.06% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES | 1200 MAIN ST KANSAS CITY, MO 64105 | VCD SERVICES, INC. | $3K | — | $3K | 10.00% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES | 1200 MAIN ST KANSAS CITY, MO 64105 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $1K | $5K | 19.26% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES | 1200 MAIN ST KANSAS CITY, MO 64105 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $990 | $5K | 19.04% |
| HUB INTERNATIONAL MIDWEST LIMITED5 Filed as: THE BENEFITS HUB LLC | 2121 N GLENVILLE DR RICHARDSON, TX 75082 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 4.82% |
| TERESA BURNETT3 | 1112 E JAMES ST DERBY, KS 67037 | AFLAC | $1K | $33 | $1K | 8.50% |
| BRIAN M LEITZEL3 Filed as: BRIAN LEITZEL | 7920 W KELLOGG STE 102 WICHITA, KS 67209 | AFLAC | $125 | $7 | $132 | 0.75% |
| CALEB GILMOUR3 Filed as: CALEB J GILMOUR | 515 S MAIN ST., STE 105 WICHITA, KS 67202 | AFLAC | $112 | — | $112 | 0.64% |
| MARC LUTHER HOMAN3 | 11828 W CENTRAL AVE STE 100 WICHITA, KS 67212 | AFLAC | $94 | — | $94 | 0.54% |
| FBL INSURANCE BROKERAGE INC3 Filed as: FBL INSURANCE BROKERAGE LLC | 2627 KFB PLZ STE G112 MANHATTAN, KS 66503 | AFLAC | $90 | — | $90 | 0.51% |
| ASHLE BURNETT3 | 1112 E JAMES ST DERBY, KS 67037 | AFLAC | $83 | — | $83 | 0.47% |
| JOHN E WETIG3 Filed as: JOHN WETTIG | 103 S ROUPP ST HESSTON, KS 67062 | AFLAC | $71 | $3 | $74 | 0.42% |
| BRANDON UNREIN3 | 15275 SW INDIANOLA RD AUGUSTA, KS 67210 | AFLAC | $68 | — | $68 | 0.39% |
| MARK ALAN BRYANT3 Filed as: MARK BRYANT | PO BOX 12902 WICHITA, KS 67277 | AFLAC | $63 | — | $63 | 0.36% |
| WILLINGHAM INC3 Filed as: WILLINGHAM INC. | 1502 N METCALF LOUISBURG, KS 66053 | AFLAC | $46 | — | $46 | 0.26% |
| JUSTIN C CARSON3 | 7701 E KELLOGG DR STE 680 WICHITA, KS 67207 | AFLAC | $25 | — | $25 | 0.14% |
| SAMUEL A MCFALL3 | 609 N BROADWAY AVE. STE 200 WICHITA, KS 67214 | AFLAC | $24 | — | $24 | 0.14% |
| ALAN D HURT3 | PO BOX 277 MOUND CITY, KS 66056 | AFLAC | $18 | — | $18 | 0.10% |
| PATRICIA ZOELLER3 | PO BOX 181 KINGMAN, KS 67068 | AFLAC | $13 | — | $13 | 0.07% |
| KATHY WIEDEMANN3 | 220 HIGH VIEW DR BOULDER, CO 80304 | AFLAC | $13 | — | $13 | 0.07% |
| RUSTY J HELIN3 | 125 W 6TH ST COLBY, KS 67701 | AFLAC | $12 | — | $12 | 0.07% |
| GARY WAYNE WILLINGHAM3 | 6033 STRAFFORD OAKS DR SEBRING, FL 33875 | AFLAC | $12 | — | $12 | 0.07% |
| SPENCER STELLJES3 | 338 N QUENTIN ST WICHITA, KS 67206 | AFLAC | $11 | — | $11 | 0.06% |
| NATHAN L HARRISON3 | 16024 MANCHESTER RD 2ND FLOOR, STE 200 ELLISVILLE, MO 63011 | AFLAC | $9 | — | $9 | 0.05% |
| TERRY S DECKER3 | RR 2 BOX 22 TURPIN, OK 73950 | AFLAC | $3 | — | $3 | 0.02% |
| BOMAR DANIEL NOLES JR3 | 200 RIDGEWAY RD LA FAYETTE, GA 30728 | AFLAC | $2 | — | $2 | 0.01% |
| MICAH BOULANGER3 | 310 FAIRWOOD DR NICEVILLE, FL 32578 | AFLAC | $2 | — | $2 | 0.01% |
| KENNETH D MORRIS JR3 | 5410 PLYMOUTH DR LAWRENCE, KS 66049 | AFLAC | $1 | — | $1 | 0.01% |
| BRIAN MILLS3 | 1402 W LUCY WEBB RD RAYMORE, MO 64083 | AFLAC | $1 | — | $1 | 0.01% |
| LYNN E MOLLER3 | 332 E 1ST ST N WICHITA, KS 67202 | AFLAC | $1 | — | $1 | 0.01% |
| JANICE ROBINSON3 | 22010 BRIDGESTONE HAWK CT SPRING, TX 77388 | AFLAC | $1 | — | $1 | 0.01% |
| JON KRAATZ3 | 118 SABINE ST PORTLAND, TX 78374 | AFLAC | $1 | — | $1 | 0.01% |
| SUE TUCKER3 | 9856 US HIGHWAY 29 CUSSETA, AL 36852 | AFLAC | $1 | — | $1 | 0.01% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES | 1200 MAIN ST KANSAS CITY, MO 64105 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES | 1200 MAIN ST KANSAS CITY, MO 64105 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $579 | $2K | 21.56% |
| HUB INTERNATIONAL MIDWEST LIMITED5 Filed as: THE BENEFITS HUB LLC | 2121 N GLENVILLE DR RICHARDSON, TX 75082 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $852 | $852 | 9.66% |
| B & C AGENCY INC4 | 7867 SE 197TH TER LATHAM, KS 67072 | PRE PAID LEGAL SERVICES INC DBA LEGALSHIELD | $2K | — | $2K | 28.02% |
| HAYS COMPANIES, INC.4 Filed as: HAYS COMPANIES | 1200 MAIN ST KANSAS CITY, MO 64105 | PRE PAID LEGAL SERVICES INC DBA LEGALSHIELD | $476 | — | $476 | 7.94% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 206 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 206 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF KANSAS | 343 | $1.7M |
| Dental | DELTA DENTAL OF KANSAS, INC. | 154 | $140K |
| Vision | VCD SERVICES, INC. | 196 | $28K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 206 | $50K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 18 | $9K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 206 | $39K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF KANSAS | 343 | $1.7M |
| Other(5 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 206 | $85K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 343 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.