| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 | 8200 E. 32ND STREET NORTH WICHITA, KS 67226 | BLUE CROSS BLUE SHIELD OF KANSAS | $68K | — | $68K | 2.54% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 60674 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $10K | $723 | $11K | 19.90% |
| IMA, INC.3 Filed as: IMA INC | 1705 17TH ST STE 100 DENVER, CO 80202 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 8.70% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS & INSURANCE SERV | P.O. BOX 632886 CINCINNATI, OH 45263 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $2K | — | $2K | 6.00% |
| JOHN A BACON3 | 30837 SPRING VALLEY RD PAOLA, KS 66071 | AFLAC | $366 | $88 | $454 | 2.74% |
| GAYE S WRIGHT3 | 2760 JAMES LN SEDALIA, MO 65301 | AFLAC | $429 | — | $429 | 2.59% |
| IMA, INC.3 | PO BOX 2992 WICHITA, KS 67201 | AFLAC | $376 | — | $376 | 2.27% |
| JAMES B PAYNE3 | 820 LINCOLN ST BALDWIN CITY, KS 66006 | AFLAC | $192 | $59 | $251 | 1.52% |
| JON R OVERACRE3 | 10502 W 133RD TER APT 107 OVERLAND PARK, KS 66213 | AFLAC | $105 | $29 | $134 | 0.81% |
| CONSTANCE N SCHMIDT3 | 924 S 6TH ST ATCHISON, KS 66002 | AFLAC | $94 | $36 | $130 | 0.79% |
| CHRISTOPHER E FISCHER3 | 35035 N NORTH VALLEY PKWY APT 132A PHOENIX, AZ 85086 | AFLAC | $60 | $35 | $95 | 0.57% |
| HAROLD W ELLIOTT LLC3 Filed as: HAROLD W ELLIOT LLC | 15838 S 1ST AVE PHOENIX, AZ 85045 | AFLAC | $60 | $35 | $95 | 0.57% |
| JULIA HADORN3 Filed as: JULIA R HADORN | 10778 S CARBONDALE ST OLATHE, KS 66061 | AFLAC | $83 | — | $83 | 0.50% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS AND INS SERVICES INC. | PO BOX 632886 CINCINNATI, OH 45263 | AFLAC | $66 | — | $66 | 0.40% |
| PERRY HENAULT3 | 4323 SW MISTY HARBOR DR TOPEKA, KS 66610 | AFLAC | $31 | $16 | $47 | 0.28% |
| JASON SCOTT WHITE3 | 6334 STEVENSON STREET SHAWNEE, KS 66218 | AFLAC | $28 | $14 | $42 | 0.25% |
| BRADLEY K HARRISON3 | 3824 BENNINGTON LN JEFFERSON CITY, MO 65109 | AFLAC | $36 | — | $36 | 0.22% |
| BRYAN C SWYERS3 | 2429 HYDE PARK RD JEFFERSON CITY, MO 65109 | AFLAC | $36 | — | $36 | 0.22% |
| EMILY MARIE EVANS3 | 2242 S SARATOGA DRIVE MESA, AZ 85202 | AFLAC | $29 | $7 | $36 | 0.22% |
| RYAN KADAVY3 Filed as: RYAN L KADAVY | 8542 W FOOTHILL DR PEORIA, AZ 85383 | AFLAC | $28 | $7 | $35 | 0.21% |
| CHAD M POSTON3 | 3005 CHINABERRY DR STE A COLUMBIA, MO 65201 | AFLAC | $34 | — | $34 | 0.21% |
| JOHN C MACKIE3 | 8408 LAVERN RD PLEASANT VALLEY, MO 64068 | AFLAC | $33 | — | $33 | 0.20% |
| FILIPE A COELHO3 | 4515 S MCCLINTOCK DR STE 212 TEMPE, AZ 85282 | AFLAC | $21 | $7 | $28 | 0.17% |
| SCOTT W BLACKSHEAR3 Filed as: SCOTT M GUTHRIE | 14227 N 14TH ST PHOENIX, AZ 85022 | AFLAC | $21 | $7 | $28 | 0.17% |
| THOMAS J PITZENBERGER3 | 1501 SUGARLAND PKWY PLEASANT HILL, MO 64080 | AFLAC | $27 | — | $27 | 0.16% |
| FRANK M KING IV3 | 9605 W 115TH TER OVERLAND PARK, KS 66210 | AFLAC | $25 | — | $25 | 0.15% |
| BYRON ALLEN BRAY3 | 111 MINNOCK DR MARS, PA 16046 | AFLAC | $18 | — | $18 | 0.11% |
| ROBERT C JOHNSTON3 | 6600 COLLEGE BLVD STE 305 OVERLAND PARK, KS 66211 | AFLAC | $17 | — | $17 | 0.10% |
| BRADLEY T VANDEGRIFFE3 Filed as: BRADLEY T VANDERGRIFFE | 6025 BRADFORD CT JEFFERSON CITY, MO 65101 | AFLAC | $13 | — | $13 | 0.08% |
| JOSHUA LEE JONES3 | 1087 VIA PRINCIPALE NEW BRAUNSFELS, TX 78132 | AFLAC | $12 | — | $12 | 0.07% |
| JOSEPH E PUPEK JR3 Filed as: JOSEPH E PUPEK | 325 LOBLOLLY DR BONAIRE, GA 31005 | AFLAC | $11 | — | $11 | 0.07% |
| ROBERT WRIGHT3 | 2760 JAMES LN SEDALIA, MO 65301 | AFLAC | $11 | — | $11 | 0.07% |
| CHRISTOPHER M ASHTON3 | 3606 RIDGEVIEW DR STE 200 COLUMBIA, MO 65203 | AFLAC | $10 | — | $10 | 0.06% |
| JAY P HIGGINS3 | 1530 RAX CT JEFFERSON CITY, MO 65109 | AFLAC | $9 | — | $9 | 0.05% |
| COURTNEY HURT3 | 5550 PONDEROSA DR WEST DES MOINES, IA 50266 | AFLAC | $8 | — | $8 | 0.05% |
| JOHN D TYLER3 | 2131 KILEY WAY EDMOND, OK 73034 | AFLAC | $8 | — | $8 | 0.05% |
| TIMOTHY B ASBY3 | 11500 GOLDEN WILLOW CT ZIONSVILLE, IN 46077 | AFLAC | $8 | — | $8 | 0.05% |
| ASHTON CONSULTING INC3 | 3606 RIDGEVIEW DR STE 200 COLUMBIA, MO 65203 | AFLAC | $4 | — | $4 | 0.02% |
| JEREMY FRYE & ASSOCIATES INC3 | 1508 N CHURCH RD STE B LIBERTY, MO 64068 | AFLAC | $4 | — | $4 | 0.02% |
| HH ASSOCIATES LLC3 | 3824 BENNINGTON LN JEFFERSON CITY, MO 65109 | AFLAC | $4 | — | $4 | 0.02% |
| JANEANE E BROCKMAN3 | 5804 LEATHERBROOK DR COLUMBIA, MO 65203 | AFLAC | $4 | — | $4 | 0.02% |
| RONALD E KIRKLAND3 | 1044 HARBOR RIDGE RD GUNTERSVILLE, AL 35976 | AFLAC | $3 | — | $3 | 0.02% |
| AUSTIN J PETERSON3 | 11116 AURORA AVE URBANDALE, IA 50322 | AFLAC | $3 | — | $3 | 0.02% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS AND INS SERVICES INC | PO BOX 632886 CINCINNATI, OH 45263 | AFLAC | $3 | — | $3 | 0.02% |
| ROBIN M CALLAWAY3 | 10201 W MARKHAM ST STE 203 LITTLE ROCK, AK 72205 | AFLAC | $1 | — | $1 | 0.01% |
| BRIAN D NEUNER3 | 7651 E HIGHWAY WW COLUMBIA, MO 65201 | AFLAC | $1 | — | $1 | 0.01% |
| DONNA BAILEY3 Filed as: DONNA M BAILEY | 902 S ANN DR MARSHALL, MO 65340 | AFLAC | $1 | — | $1 | 0.01% |
| IMA, INC.3 | 8200 E. 32ND STREET NORTH WICHITA, KS 67226 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 11.02% |
| JOHN A BACON3 | 11630 W 158TH TERRACE OVERLAND PARK, KS 66221 | CONTINENTAL AMERICAN INSURANCE COMPANY | $823 | — | $823 | 5.27% |
| JAMES B PAYNE3 | 820 LINCOLN BALDWIN CITY, KS 66006 | CONTINENTAL AMERICAN INSURANCE COMPANY | $364 | — | $364 | 2.33% |
| CONSTANCE N SCHMIDT3 | 924 S 6TH ST ATCHISON, KS 66002 | CONTINENTAL AMERICAN INSURANCE COMPANY | $347 | — | $347 | 2.22% |
| JON R OVERACRE3 | 916 S WICKSHIRE WAY BRENTWOOD, TN 37027 | CONTINENTAL AMERICAN INSURANCE COMPANY | $212 | — | $212 | 1.36% |
| PERRY AND CARROLL INC.3 Filed as: PERRY W HENAULT | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $149 | — | $149 | 0.95% |
| HAROLD W ELLIOTT LLC3 Filed as: HAROLD W ELLIOTT | 15838 S. 1ST AVE PHOENIX, AZ 85045 | CONTINENTAL AMERICAN INSURANCE COMPANY | $64 | — | $64 | 0.41% |
| CHRISTOPHER E FISCHER3 | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $64 | — | $64 | 0.41% |
| JASON SCOTT WHITE3 Filed as: JASON S WHITE | 6334 STEVENSON STREET SHAWNEE, KS 66218 | CONTINENTAL AMERICAN INSURANCE COMPANY | $35 | — | $35 | 0.22% |
| RYAN KADAVY3 | 8542 W FOOTHILL DR PEORIA, AZ 85383 | CONTINENTAL AMERICAN INSURANCE COMPANY | $19 | — | $19 | 0.12% |
| EMILY MARIE EVANS3 Filed as: EMILY M EVANS | 2242 S SARATOGA DRIVE MESA, AZ 85202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $19 | — | $19 | 0.12% |
| FILIPE A COELHO3 | 4515 S MCCLINTO CK DR STE 212 TEMPE, AZ 85282 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11 | — | $11 | 0.07% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 287 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 292 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF KANSAS | 558 | $2.7M |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 199 | $34K |
| Life insurance | STANDARD INSURANCE COMPANY | 287 | $36K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 71 | $32K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 239 | $53K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF KANSAS | 558 | $2.7M |
| Other(5 contracts, 5 carriers) | STANDARD INSURANCE COMPANY | 380 | $79K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 558 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.