| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIES INC | 4601 COLLEGE BLVD SUITE 100 LEAWOOD, KS 66211 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $5K | $9K | 6.41% |
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIES INC | 4601 COLLEGE BLVD SUITE 100 LEAWOOD, KS 66211 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $0 | $6K | 9.73% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $120 | $2K | 2.76% |
| TRUSS, LLC3 | 9200 WARD PARKWAY STE 500 KANSAS CITY, MO 64114 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $695 | $15 | $710 | 1.12% |
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIES INC | 4601 COLLEGE BLVD SUITE 100 LEAWOOD, KS 66211 | VISION SERVICE PLAN | $1K | $0 | $1K | 5.45% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BUKATY COMPANIES INC EIN 48-1224371 NONE | Insurance agents and brokers Service code 22 | 4601 COLLEGE BLVD SUITE 100 LEAWOOD, KS 66211 | $45K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 248 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 248 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF KANSAS | 182 | $1.5M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 176 | $136K |
| Vision | VISION SERVICE PLAN | 135 | $21K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 248 | $63K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 248 | $63K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF KANSAS | 182 | $1.5M |
| Other | UNUM LIFE INSURANCE COMPANY OF AMERICA | 248 | $63K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 248 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.