| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROBERT E. MILLER INSURANCE AGENCY3 Filed as: ROBERT E MILLER AGENCY | 6363 COLLEGE BLVD SUITE 400 OVERLAND PARK, KS 66211 | AETNA LIFE INSURANCE COMPANY | $28K | $0 | $28K | 2.04% |
| BUKATY COMPANIES3 | 4601 COLLEGE BLVD SUITE 100 LEAWOOD, KS 66211 | AETNA LIFE INSURANCE COMPANY | $14K | $0 | $14K | 1.00% |
| BUKATY COMPANIES3 | 4601 COLLEGE BLVD SUIET 100 LEAWOOD, KS 66211 | BLUECROSS BLUESHIELD OF KANSAS | $5K | $0 | $5K | 1.16% |
| THE MILLER GROUP3 | 6363 COLLEGE BLVD SUITE 400 OVERLAND PARK, KS 66211 | DELTA DENTAL OF KANSAS | $929 | $0 | $929 | 1.08% |
| BUKATY COMPANIES3 | 4601 COLLEGE BLVD SUITE 100 LEAWOOD, KS 66211 | DELTA DENTAL OF KANSAS | $723 | $0 | $723 | 0.84% |
| ROBERT E. MILLER INSURANCE AGENCY3 Filed as: ROBERT E MILLER INSURANCE AGENCY | 6830 COCHRAN ROAD SOLON, OH 44139 | RELIANCE STANDARD LIFE | $6K | $0 | $6K | 10.69% |
| BUKATY COMPANIES3 | 4601 COLLEGE BLVD SUITE 100 LEAWOOD, KS 66211 | RELIANCE STANDARD LIFE | $4K | $0 | $4K | 6.94% |
| BUKATY COMPANIES3 | 4601 COLLEGE BLVD SUITE 100 LEAWOOD, KS 66211 | AMERITAS LIFE INSURANCE CORP | $3K | $0 | $3K | 10.00% |
| BUKATY COMPANIES3 | 4601 COLLEGE BLVD SUITE 100 LEAWOOD, KS 66211 | GUARDIAN LIFE | $3K | $0 | $3K | 15.00% |
| THE MILLER GROUP3 | 6363 COLLEGE BLVD SUITE 400 OVERLAND PARK, KS 66211 | EYEMED VISION | $911 | $0 | $911 | 9.97% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 214 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 214 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 186 | $1.8M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF KANSAS | 201 | $119K |
| Vision(2 contracts, 2 carriers) | AMERITAS LIFE INSURANCE CORP | 218 | $41K |
| Life insurance(2 contracts, 2 carriers) | RELIANCE STANDARD LIFE | 214 | $76K |
| Short-term disability | GUARDIAN LIFE | 214 | $22K |
| Long-term disability(2 contracts, 2 carriers) | RELIANCE STANDARD LIFE | 214 | $76K |
| Prescription drug(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 186 | $1.8M |
| Other(2 contracts, 2 carriers) | RELIANCE STANDARD LIFE | 214 | $76K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 218 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.