| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 Filed as: IMA FINANCIAL GROUP | 8200 E 32ND STREET NORTH WICHITA, KS 67226 | UNIMERICA INSURANCE COMPANY | $9K | — | $9K | 3.66% |
| IMA, INC.3 | 1705 17TH ST SUITE 100 DENVER, CO 80202 | UNIMERICA INSURANCE COMPANY | $875 | — | $875 | 0.34% |
| IMA, INC.3 Filed as: IMA INC | 8200 E 32ND STREET NORTH WICHITA, KS 67226 | DELTA DENTAL OF KANSAS INC | $3K | — | $3K | 3.07% |
| IMA, INC.3 Filed as: IMA FINANCIAL GROUP | 6200 LBJ FWY STE 200 DALLAS, TX 752406359 | UNITED OF OMAHA LIFE INSURANCE COMPNAY | $2K | — | $2K | 6.54% |
| IMA, INC.3 Filed as: IMA INC | 6200 LBJ FWY STE 200 DALLAS, TX 752406359 | UNITED OF OMAHA LIFE INSURANCE COMPNAY | $1K | — | $1K | 7.11% |
| IMA, INC.3 Filed as: IMA INC | 8200 E 32ND STREET NORTH WICHITA, KS 67226 | AMERITAS LIFE INSURANCE CORP | $2K | — | $2K | 10.00% |
| IMA, INC.3 Filed as: IMA INC | 6200 LBJ FWY STE 200 DALLAS, TX 752406359 | UNITED OF OMAHA LIFE INSURANCE COMPNAY | $1K | — | $1K | 7.11% |
| IMA, INC.3 Filed as: IMA INC | 8200 E 32ND STREET NORTH WICHITA, KS 67226 | DELTA DENTAL OF KANSAS INC | $121 | — | $121 | 1.92% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| GROUP & PENSION ADMS, INC. CONTRACT ADMINISTRATOR | Claims processing Service code 12 | — | $35K |
| PROVIDERS CARE NETWORK PPO PROVIDER | Other services Service code 49 | — | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 122 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 122 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(3 contracts) | DELTA DENTAL OF KANSAS INC | 92 | $95K |
| Vision | AMERITAS LIFE INSURANCE CORP | 176 | $16K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPNAY | 122 | $39K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPNAY | 122 | $17K |
| Stop-loss / reinsurancereinsurance | UNIMERICA INSURANCE COMPANY | 103 | $254K |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPNAY | 122 | $39K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 176 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.