| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES - WICHITA | 7570 W 21ST ST N, ST.A, BLDG 1038 WICHITA, KS 67205 | DELTA DENTAL OF KANSAS, INC. | $16K | — | $16K | 4.91% |
| JODY HIPP3 | PO BOX 1587 HAYS, KS 67601 | AFLAC | $7K | $373 | $7K | 4.02% |
| ASSURANCE AGENCY LTD3 Filed as: ASSURANCE PARTNERS LLC | PO BOX 1213 SALINA, KS 67402 | AFLAC | $4K | — | $4K | 2.08% |
| MARTHA P BUESS3 Filed as: MARTHA BUESS | 2948 E RAY AVE SALINA, KS 67401 | AFLAC | $2K | $164 | $2K | 1.27% |
| LAURA BUCK3 | PO BOX 581 ROCKY FORD, CO 81067 | AFLAC | $2K | $400 | $2K | 1.26% |
| DAVID J WINDHOLZ3 Filed as: DAVID WINDHOLZ | 102 W 15TH ST HAYS, KS 67601 | AFLAC | $2K | $106 | $2K | 1.02% |
| ROBIN LEE AVGERENOS3 Filed as: ROBIN AVGERENOS | 2033 GAYLA CREEK DR LITTLE ELM, TX 75068 | AFLAC | $1K | — | $1K | 0.69% |
| RANDY WEBER3 | 2010 MAIN STREET TER HAYS, KS 67601 | AFLAC | $912 | $85 | $997 | 0.56% |
| BRAD SCHUMACHER3 | 718 MAIN ST, STE 205 HAYS, KS 67601 | AFLAC | $854 | — | $854 | 0.48% |
| CHERYL MAUS3 | PO BOX 236 LEBANON, KS 66952 | AFLAC | $800 | $33 | $833 | 0.47% |
| AMANDA RISNER3 | 8813 PRIEST MEADOW CT MCKINNEY, TX 75071 | AFLAC | $810 | — | $810 | 0.45% |
| DAN STECKLEIN3 | 2011 CENTRAL AVE LOWER LEVEL SOUTH DODGE CITY, KS 67801 | AFLAC | $524 | $63 | $587 | 0.33% |
| CHRISTIE E BENNESON3 Filed as: CHRISTIE BENNESON | 921 GREEN STAR DR APT 1007 COLORADO SPRINGS, CO 80905 | AFLAC | $487 | $80 | $567 | 0.32% |
| LYNNE YAPLE3 | PO BOX 94415 ALBUQUERQUE, NM 87199 | AFLAC | $473 | — | $473 | 0.27% |
| ANGELA ATKINS3 | 130 BRIAR OAK DR MURPHY, TX 75094 | AFLAC | $373 | — | $373 | 0.21% |
| CLINT WEIGHT3 | 745 S 180 W SALEM, UT 84653 | AFLAC | $262 | $80 | $342 | 0.19% |
| SUZANNE LEWIS3 | 7116 RIPLEY ST MCKINNEY, TX 75071 | AFLAC | $324 | — | $324 | 0.18% |
| NATHAN HARRISON3 | 16024 MANCHESTER RD 2ND FLOOR STE 200 ELLISVILLE, MO 63011 | AFLAC | $267 | — | $267 | 0.15% |
| WESLEY LEGRAND WILLIAMS JR3 Filed as: WESLEY WILLIAMS JR | 2137 S WICHITA STREET WICHITA, KS 67213 | AFLAC | $230 | $32 | $262 | 0.15% |
| VONDA OLDHAM CAPO3 Filed as: VONDA CAPO | 1617 ORCHARD LN HIDEAWAY, TX 75771 | AFLAC | $259 | — | $259 | 0.15% |
| ROBERT HARPER3 | PO BOX 320 COLBY, KS 67701 | AFLAC | $233 | — | $233 | 0.13% |
| TAMMY LOCKHART3 | 1004 N 4TH ST LINCOLN, KS 67455 | AFLAC | $227 | — | $227 | 0.13% |
| JORDAN J SHARP3 Filed as: JORDAN SHARP | 125 W 6TH COLBY, KS 67701 | AFLAC | $208 | $18 | $226 | 0.13% |
| RONALD A MONSON3 Filed as: RONALD MONSON | 309 W LINDEN AVE PUEBLO WEST, CO 81007 | AFLAC | $209 | — | $209 | 0.12% |
| WILLINGHAM INC3 | 1502 N METCALF LOUISBURG, KS 66053 | AFLAC | $207 | — | $207 | 0.12% |
| ALEX C LANKHORST3 Filed as: ALEX LANKHORST | 1706 EAGLECREST RD SALINA, KS 67401 | AFLAC | $204 | — | $204 | 0.11% |
| ROBERT BURNS FAUGHT JR3 Filed as: ROBERT FAUGHT JR | PO BOX 4566 TOPEKA, KS 66604 | AFLAC | $193 | — | $193 | 0.11% |
| CONSTANCE N SCHMIDT3 Filed as: CONSTANCE SCHMIDT | 924 S 6TH ST ATCHISON, KS 66002 | AFLAC | $135 | $53 | $188 | 0.11% |
| RUBEN SALCEDO3 | 334 SINGH ST EL PASO, TX 79907 | AFLAC | $179 | — | $179 | 0.10% |
| STACIE JUENEMANN3 | 2630 FARM BUREAU RD STE 8 MANHATTAN, KS 66502 | AFLAC | $147 | $16 | $163 | 0.09% |
| JACKIE C TACK3 Filed as: JACKIE TACK | 7 ALTADENA DR PUEBLO, CO 81005 | AFLAC | $161 | — | $161 | 0.09% |
| LENETTA DENT3 | PO BOX 423 WILSON, KS 67490 | AFLAC | $149 | — | $149 | 0.08% |
| JEREMIAH D POPELKA3 Filed as: JEREMIAH POPELKA | 315 HOUSTON ST STE C MANHATTAN, KS 66502 | AFLAC | $128 | $17 | $145 | 0.08% |
| REBECCA J SNEDDON3 Filed as: REBECCA SNEDDON | 315 YUCCA ST PUEBLO, CO 81005 | AFLAC | $141 | — | $141 | 0.08% |
| JUSTIN COON3 | 4405 RIO COLORADO RD NW ALBUQUEQUE, NM 87120 | AFLAC | $111 | — | $111 | 0.06% |
| GWEN AYLWARD3 | 2630 FARM BUREAU RD STE A MANHATTAN, KS 66502 | AFLAC | $103 | $3 | $106 | 0.06% |
| MARK HARRIS3 | 3768 SW DEER TRAIL DR TOPEKA, KS 66610 | AFLAC | $89 | $14 | $103 | 0.06% |
| MATTHEW K MAXWELL3 Filed as: MATTHEW MAXWELL | PO BOX 1292 IMPERIAL, NE 69033 | AFLAC | $100 | — | $100 | 0.06% |
| FRED H STREIFF3 Filed as: FRED STREIFF | 503 N MAIN ST STE 546 PUEBLO, CO 81003 | AFLAC | $84 | — | $84 | 0.05% |
| LEIGH ANNE SEEMAN3 | PO BOX 418 LARNED, KS 67550 | AFLAC | $70 | $14 | $84 | 0.05% |
| KENNETH MORRIS JR3 | 5410 PLYMOUTH DR LAWRENCE, KS 66049 | AFLAC | $83 | — | $83 | 0.05% |
| PERRY HENAULT3 | 2443 SE CUVIER ST TECUMSEH, KS 66542 | AFLAC | $65 | $13 | $78 | 0.04% |
| KEVIN B MOORE3 Filed as: KEVIN MOORE | 1716 TROON LANE LAWRENCE, KS 66047 | AFLAC | $72 | — | $72 | 0.04% |
| ROGER CURTIS POWELL3 Filed as: ROGER POWELL | 967 SALMON POND WAY COLORADO SPRINGS, CO 80921 | AFLAC | $71 | — | $71 | 0.04% |
| LISA HORAK3 | 14131 NW 74TH ST ROSSVILLE, KS 66533 | AFLAC | $52 | $19 | $71 | 0.04% |
| GAIL MOEDER3 | 1712 RIVIERA DR GREAT BEND, KS 67530 | AFLAC | $53 | $14 | $67 | 0.04% |
| EZEQUIEL BUCCI TORRES3 | 3712 CHELWOOD DR NE ALBUQUERQUE, NM 87111 | AFLAC | $63 | — | $63 | 0.04% |
| BRIAN MILLS3 | 1402 W LUCY WEBB RD RAYMORE, MO 64083 | AFLAC | $62 | — | $62 | 0.03% |
| JOHN G WOODWORTH3 Filed as: JOHN WOODWORTH | 392 E VALLEY CIR GRAND JUNCTION, CO 81507 | AFLAC | $59 | — | $59 | 0.03% |
| CHRISTI DIGGS3 | 9156 W 102 TERRACE OVERLAND PARK, KS 66212 | AFLAC | $51 | $8 | $59 | 0.03% |
| THOMAS PITZENBERGER3 | 1501 SUGARLAND PKWAY PLEASANT HILL, MO 64080 | AFLAC | $53 | — | $53 | 0.03% |
| DB GOLENDA INS INC3 Filed as: D B GOLENDA INS INC | PO BOX 3367 PUEBLO, CO 81005 | AFLAC | $51 | — | $51 | 0.03% |
| JOHN THOMPSON3 | 6395 S KEWAUNEE WAY STE 425 AURORA, CO 80016 | AFLAC | $50 | — | $50 | 0.03% |
| JONATHAN KIRKLAND3 | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $48 | — | $48 | 0.03% |
| MORGAN J KONRADE3 Filed as: MORGAN KONRADE | PO BOX 342 SPEARVILLE, KS 67876 | AFLAC | $47 | — | $47 | 0.03% |
| CHARLES ANTHONY CASTILLO3 Filed as: CHARLES CASTILLO | 6205 SILVERLACE TRAIL NE ALBUQUERQUE, NM 87111 | AFLAC | $46 | — | $46 | 0.03% |
| JEREMY S KLOKKENGA3 Filed as: JEREMY KLOKKENGA | 1355 N BLUFF RD STE A COLLINSVILLE, IL 62234 | AFLAC | $45 | — | $45 | 0.03% |
| CHRISTOPHER THOMAS HIPP3 Filed as: CHRISTOPHER HIPP | 718 MAIN ST, STE 205 HAYS, KS 67601 | AFLAC | $45 | — | $45 | 0.03% |
| STACEY SHANNON3 | 1402 W LUCY WEBB RD RAYMORE, MO 64083 | AFLAC | $42 | — | $42 | 0.02% |
| ARICCA WALLACE3 | 5100 CANYON RD MANHATTAN, KS 66503 | AFLAC | $42 | — | $42 | 0.02% |
| JUSTIN C CARSON3 Filed as: JUSTIN CARSON | 7701 E KELLOGG DR STE 680 WICHITA, KS 67207 | AFLAC | $39 | $2 | $41 | 0.02% |
| KATHY WIEDEMANN3 | 220 HIGH VIEW DR BOULDER, CO 80304 | AFLAC | $38 | $2 | $40 | 0.02% |
| KAREN J COMPTON3 Filed as: KAREN COMPTON | 2630 FARM BUREAU RD STE A MANHATTAN, KS 66502 | AFLAC | $37 | $3 | $40 | 0.02% |
| ROBERT L WINFREY3 Filed as: ROBERT WINFREY | 11520 W NANTUCKET CIR WICHITA, KS 67212 | AFLAC | $39 | — | $39 | 0.02% |
| JON R OVERACRE3 Filed as: JON OVERACRE | 10502 W 133R5D TER APT 107 OVERLAND PARK, KS 66213 | AFLAC | $38 | $1 | $39 | 0.02% |
| JAMIE L HORN3 Filed as: JAMIE HORN | 309 W LINDEN AVE PUEBLO, CO 81007 | AFLAC | $36 | — | $36 | 0.02% |
| TERRY S DECKER3 Filed as: TERRY DECKER | RT 2 BOX 22 TURPIN, OK 73950 | AFLAC | $35 | — | $35 | 0.02% |
| DENNIS JAMES FOSTER3 Filed as: DENNIS FOSTER | PO BOX 1058 MEADE, KS 67864 | AFLAC | $33 | $2 | $35 | 0.02% |
| JOHN A BACON3 Filed as: JOHN BACON | 13716 PARKHILL OVERLAND PARK, KS 66221 | AFLAC | $34 | — | $34 | 0.02% |
| BILLY WAYNE OCONNOR3 Filed as: BILLY OCONNOR | 1309 N PRINCE EDWARD IS OLATHE, KS 66061 | AFLAC | $34 | — | $34 | 0.02% |
| MICHAEL KAUFMAN3 | 3818 LOS ALTOS AVE NE RIO RANCHO, NM 87124 | AFLAC | $31 | — | $31 | 0.02% |
| GERALD L SCHUMACHER3 Filed as: GERALD SCHUMACHER | 5560 N STRECKFUS TRL SALINA, KS 67401 | AFLAC | $30 | — | $30 | 0.02% |
| RAYMOND M RIGIROZZI3 Filed as: RAYMOND RIGIROZZI | 109 DEAUVILLE LN PUEBLO, CO 81005 | AFLAC | $28 | — | $28 | 0.02% |
| MICHELE PFANNENSTIEL3 | 718 MAIN ST, STE 205 HAYS, KS 67601 | AFLAC | $28 | — | $28 | 0.02% |
| LESLIE B BERGSTROM3 Filed as: LESLIE BERGSTROM | 8080 E CENTRAL AVE STE 300 ATTORNEYS AT LAW WICHITA, KS 67206 | AFLAC | $26 | — | $26 | 0.01% |
| NICOLE M MCKINNEY3 Filed as: NICOLE MCKINNEY | 315 HOUSTON STREET STE C MANHATTAN, KS 66502 | AFLAC | $25 | — | $25 | 0.01% |
| KIMBERLY HARPER3 | 1814 CLAFLIN RD STE 220 MANHATTAN, KS 66502 | AFLAC | $24 | — | $24 | 0.01% |
| JOHN VAUGHN3 | 4513 W 140TH ST OVERLAND PARK, KS 66224 | AFLAC | $24 | — | $24 | 0.01% |
| CHARLES KRULL JR3 | PO BOX 1006 HAYS, KS 67601 | AFLAC | $24 | — | $24 | 0.01% |
| JOSH MURILLO3 | 5959 GATEWAY BLVD W STE 620 EL PASO, TX 79925 | AFLAC | $24 | — | $24 | 0.01% |
| LINDA KRUEGER3 | 5753 HOUSMAN AVE PUEBLO, CA 81004 | AFLAC | $24 | — | $24 | 0.01% |
| CALEB GILMOUR3 | 515 S MAIN ST STE 105 WICHITA, KS 67202 | AFLAC | $20 | $3 | $23 | 0.01% |
| ALICE JAYLENE CHREST3 Filed as: ALICE CHREST | 326 MARLA ST GREAT BEND, KS 67530 | AFLAC | $19 | $3 | $22 | 0.01% |
| KATHY A WIEDEMANN3 Filed as: KATHY HENRY | 917 S ZELTA CT WICHITA, KS 67207 | AFLAC | $21 | — | $21 | 0.01% |
| DOUGLAS R SCHENKEL3 Filed as: DOUGLAS SCHENKEL | 2205 WASHINGTON ST GREAT BEND, KS 67530 | AFLAC | $21 | — | $21 | 0.01% |
| IRA A CAPE3 Filed as: IRA CAPE | 1411 18TH ST GREAT BEND, KS 67530 | AFLAC | $18 | — | $18 | 0.01% |
| KITTY CORNELL3 | 1719 BRANDON WOODS DR LAWRENCE, KS 66047 | AFLAC | $18 | — | $18 | 0.01% |
| ZAKERY HARLOW3 | 3204 N ACADEMY BLVD STE 130 COLORADO SPRINGS, CO 80917 | AFLAC | $18 | — | $18 | 0.01% |
| JOSE DE LOS SANTOS III3 | 15550 E COPPER CREEK LN PARKER, CO 80134 | AFLAC | $17 | — | $17 | 0.01% |
| RYAN F PRICE3 Filed as: RYAN PRICE | 401 W PAGE ST VANDALIA, MO 63382 | AFLAC | $15 | — | $15 | 0.01% |
| BONNIE MILLER3 | 401 NORTH RIDGE TERRACE HANOVER, KS 66945 | AFLAC | $15 | — | $15 | 0.01% |
| JOHN G CATE3 Filed as: JOHN CATE | 4246 N SWEET BAY ST WICHITA, KS 67226 | AFLAC | $14 | — | $14 | 0.01% |
| TINA WAY3 | 15550 E COPPER CREEK LN PARKER, CO 80134 | AFLAC | $14 | — | $14 | 0.01% |
| MARK FRIEHE3 | 11218 JOHN GALT BLVD STE 101 OMAHA, NE 68137 | AFLAC | $14 | — | $14 | 0.01% |
| LAWRENCE L CASTILLO3 Filed as: LAWRENCE CASTILLO | 3308 EL MALECON RD NW ALBUQUERQUE, NM 87120 | AFLAC | $13 | — | $13 | 0.01% |
| JULIA HADORN3 | 10778 S CARBONDALE ST OLATHE, KS 66061 | AFLAC | $12 | — | $12 | 0.01% |
| RICHARD D POST3 Filed as: RICHARD POST | 5404 MONTGOMERY BLVD NE APT 207A ALBUQUERQUE, NM 87109 | AFLAC | $12 | — | $12 | 0.01% |
| SUE TUCKER3 | 1224 PEACOCK AVE STE 205 COLUMBUS, GA 31906 | AFLAC | $11 | — | $11 | 0.01% |
| MATHEW P GAHM3 Filed as: MATHEW GAHM | 6754 SILVERWIND CIRCLE COLORADO SPRINGS, CO 80923 | AFLAC | $11 | — | $11 | 0.01% |
| PATRICIA ZOELLER3 | PO BOX 181 KINGMAN, KS 67068 | AFLAC | $10 | — | $10 | 0.01% |
| JAMES B PAYNE3 Filed as: JAMES PAYNE | 820 LINCOLN ST BALDWIN CITY, KS 66006 | AFLAC | $10 | — | $10 | 0.01% |
| MICHELE NICHOL3 | PO BOX 131 SAINT FRANCIS, KS 67756 | AFLAC | $10 | — | $10 | 0.01% |
| KIEFER GROUP INSURANCE AGCY LLC3 | 155 INVERNESS DR W STE 300 ENGLEWOOD, CO 80112 | AFLAC | $10 | — | $10 | 0.01% |
| PHILLIP MIRANDA3 | 6116 SWEETWATER DR NW ALBUQUERQUE, NM 87120 | AFLAC | $9 | — | $9 | 0.01% |
| TRISHIA CAMPBELL3 | RR2 BOX 202 TURPIN, OK 73950 | AFLAC | $9 | — | $9 | 0.01% |
| ROMEO VEGA INSURANCE INC3 | 5567 STATE HWY U ROGERSVILLE, MO 65742 | AFLAC | $8 | — | $8 | 0.00% |
| MICHAEL STORRER3 | 114 HOLLIDAY ST OSAGE CITY, KS 66523 | AFLAC | $8 | — | $8 | 0.00% |
| HENRY E TOLBERT SR3 Filed as: HENRY RIVERA | 9180 COORS BLVD NW APT 3709 ALBUQUERQUE, NM 87120 | AFLAC | $8 | — | $8 | 0.00% |
| SHANNON N SMITH3 Filed as: SHANNON SMITH | 1525 SE PICCADILLY ST BLUE SPRINGS, MO 64014 | AFLAC | $5 | $2 | $7 | 0.00% |
| WELLS MANAGEMENT LLC3 | 1863 HIGHWAY 215 PLEASANT HOPE, MO 65725 | AFLAC | $6 | — | $6 | 0.00% |
| JONI S WOBORNY BUNKER3 Filed as: JONI WOBORNY BUNKER | 1837 VIRGINIA DR MANHATTAN, KS 66502 | AFLAC | $6 | — | $6 | 0.00% |
| SHERRY TURNER3 | 1548 G ST UNIT 1 SALIDA, CO 81201 | AFLAC | $6 | — | $6 | 0.00% |
| TANYA L MARTINSON3 Filed as: TANYA MARTINSON | 6395 S KEWAUNEE WAY AURORA, CO 80016 | AFLAC | $6 | — | $6 | 0.00% |
| ROGERS BENEFIT GROUP INC3 Filed as: ANGELA COOK | 5608 NE HIDDEN MEADOW CIR LEES SUMMIT, MO 64064 | AFLAC | $3 | $2 | $5 | 0.00% |
| SHIRLEY MISCEVICH3 | 11408 W 72ND TER SHAWNEE, KS 66203 | AFLAC | $4 | — | $4 | 0.00% |
| ANNIE BASS3 | PO BOX 19592 LENEXA, KS 66285 | AFLAC | $4 | — | $4 | 0.00% |
| JOHN PAUL THOMPSON II3 Filed as: JOHN THOMPSON JR | 343 SABAL SPRINGS CT DEBARY, FL 32713 | AFLAC | $3 | — | $3 | 0.00% |
| RUSTY J HELIN3 Filed as: RUSTY HELIN | 125 W 6TH ST COLBY, KS 67701 | AFLAC | $2 | — | $2 | 0.00% |
| K GRAMLICH INC3 | 455 S SAM BARR DR STE 205 KEARNY, MO 64060 | AFLAC | $2 | — | $2 | 0.00% |
| PATTI ELMORE3 | PO BOX 215 ANANOLA, HI 96703 | AFLAC | $2 | — | $2 | 0.00% |
| JOSEPH WESLEY WILLINGHAM3 Filed as: JOSEPH WILLINGHAM | 1502 N METCALF RD LOUISBURG, KS 66053 | AFLAC | $2 | — | $2 | 0.00% |
| BRIAN PORTER3 | 8021 E DRESDEN LN WICHITA, KS 67207 | AFLAC | $1 | — | $1 | 0.00% |
| DIANE L THOMPSON3 Filed as: DIANE THOMPSON | 12706 ROCK CREEK CT HUMBLE, TX 77346 | AFLAC | $1 | — | $1 | 0.00% |
| ALLISON FARRIS WENDELBERGER3 | 207 SANTA FE DR WALNUT CREEK, CA 94598 | AFLAC | $1 | — | $1 | 0.00% |
| JEREMY FRYE & ASSOCIATES INC3 | 1508 N CHURCH RD STE B LIBERTY, MO 64068 | AFLAC | $1 | — | $1 | 0.00% |
| JOSEPH ZEZZA3 | 448 RUSHFOIL DR COLUMBIA, SC 29229 | AFLAC | $1 | — | $1 | 0.00% |
| MARC HOMAN3 | 11828 W CENTRAL AVE STE 100 WICHITA, KS 67212 | AFLAC | $1 | — | $1 | 0.00% |
| WESNER ENTERPRISES LLC3 | 1508 N CHURCH RD STE B LIBERTY, MO 64068 | AFLAC | $1 | — | $1 | 0.00% |
| JENNIFER SMITH3 | 319 N MAIN AVE STE 130 SPRINGFIELD, MO 65806 | AFLAC | $1 | — | $1 | 0.00% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES OF KANSAS CITY | PO BOX 410249 KANSAS CITY, MO 64141 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $14K | — | $14K | 13.73% |
| HAYS COMPANIES, INC.3 Filed as: HAYS BENEFITS GROUP LLC | 80 S 8TH ST. #700 MINNEAPOLIS, MN 55402 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $5K | $5K | 4.51% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 747 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 34 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 781 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF KANSAS | 1,434 | $5.9M |
| Dental | DELTA DENTAL OF KANSAS, INC. | 635 | $318K |
| Vision | VISION SERVICE PLAN | 492 | $71K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 747 | $497K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 747 | $392K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 747 | $392K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF KANSAS | 1,434 | $5.9M |
| Other(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 747 | $675K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,434 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.