| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TFB GROUP SERVICES LLC3 Filed as: TFB GROUP SERVICES, LLC | 4801 W 110TH STREET, STE 200 LEAWOOD, KS 66211 | HUMANA INSURANCE COMPANY | $42K | — | $42K | 4.05% |
| ACRISURE LLC3 Filed as: ACRISURE HERITAGE INSURANCE AGENCY | 7926 E 171ST ST BELTON, MO 64012 | HUMANA INSURANCE COMPANY | $6K | — | $6K | 0.54% |
| TFB GROUP SERVICES LLC3 Filed as: TFB GROUP SERVICES, LLC | 4801 W 110TH ST SUITE 200 OVERLAND PARK, KS 66211 | STANDARD INSURANCE COMPANY | $6K | — | $6K | 6.60% |
| TFB GROUP SERVICES LLC3 Filed as: TFB GROUP SERVICES, LLC | 4801 W 110TH ST SUITE 200 LEAWOOD, KS 66211 | HUMANADENTAL INSURANCE COMPANY | $3K | — | $3K | 3.67% |
| ACRISURE LLC3 Filed as: ACRISURE HERITAGE INSURANCE AGENCY | 7926 E 171ST ST BELTON, MO 64012 | HUMANADENTAL INSURANCE COMPANY | $2K | — | $2K | 2.55% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 116 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 116 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | HUMANADENTAL INSURANCE COMPANY | 98 | $92K |
| Vision | HUMANA INSURANCE COMPANY | 97 | $1.0M |
| Life insurance | STANDARD INSURANCE COMPANY | 116 | $98K |
| Long-term disability | STANDARD INSURANCE COMPANY | 116 | $98K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 116 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.