| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIES LLC | 4601 COLLEGE BLVD SUITE 100 LEAWOOD, KS 66211 | DELTA DENTAL OF KANSAS, INC | $9K | — | $9K | 10.00% |
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIES LLC | 4601 COLLEGE BLVD SUITE 100 LEAWOOD, KS 66211 | GUARDIAN | $7K | $10K | $17K | 34.18% |
| TECHSOURCE INC3 | 14548 SHERWOOD ST LEAWOOD, KS 66224 | GUARDIAN | $1K | — | $1K | 2.21% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BUKATY COMPANIES LLC EIN 48-1224371 AGENT/BROKER | Insurance agents and brokers Service code 22 | — | $58K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 332 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 332 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF KANSAS, INC | 202 | $92K |
| Vision | GUARDIAN | 332 | $49K |
| Life insurance | GUARDIAN | 332 | $49K |
| Other | GUARDIAN | 332 | $49K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 332 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.