See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 1 contract row with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| TWU LOCAL 100 EIN 13-1395076 RELATED ORGANIZATION | Direct payment from the plan; Other services Service code 49 | — | $162K |
| PROBENEFITS ADMINSTRATORS NONE | Direct payment from the plan; Contract Administrator Service code 13 | 100 CORPORATE PARKWAY, SUITE 334 AMHERST, NY 14226 | $113K |
| STACY LUKE EIN 47-6448861 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $67K |
| PITTA & GIBLIN, LLP EIN 26-3852082 NONE | Legal; Direct payment from the plan Service code 29 | — | $32K |
| NOVAK FRANCELLA, LLC EIN 61-1436956 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $18K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 32,210 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,131 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 33,341 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DENTCARE DELIVERY SYSTEMS (HEALTHPLEX) | 33,927 | $11.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 33,927 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.