| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENROLLEASE3 Filed as: STRATEGIC BENEFIT SOULUTIONS | PO BOX 1023 BURLINGTON, MA 01803 | PRUDENTIAL INSURANCE COPMPANY OF AMERICA | $137K | $0 | $137K | 15.27% |
| IMG5 | 2960 NORTH MERIDIAN STREET INDIANAPOLIS, IN 46208 | PRUDENTIAL INSURANCE COPMPANY OF AMERICA | $0 | $137 | $137 | 0.02% |
| AXA ASSISTANCE, USA5 | 122 SOUTH MICHIGAN AVENUE SUITE 1100 CHICAGO, IL 60603 | PRUDENTIAL INSURANCE COPMPANY OF AMERICA | $0 | $23 | $23 | 0.00% |
| ENROLLEASE3 Filed as: STRATEGIC BENEFIT SOLUTIONS | PO BOX 1023 BURLINGTON, MA 01803 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $47K | $0 | $47K | 6.54% |
| ENROLLEASE3 Filed as: STRATEGIC BENEFIT SOULUTIONS | 12 KINGSDALE STREET BURLINGTON, MA 01803 | RELIASTAR LIFE INSURANCE COMPANY | $18K | $0 | $18K | 20.00% |
| ENROLLEASE3 Filed as: STRATEGIC BENEFIT SOULUTIONS | 12 KINGSDALE STREET BURLINGTON, MA 01803 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | $12K | $0 | $12K | 12.95% |
| ENROLLEASE3 Filed as: STRATEGIC BENEFIT SOULUTIONS | 12 KINGSDALE STREET BURLINGTON, MA 01803 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE COMPANY | $4K | $0 | $4K | 9.88% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 795 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 801 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 685 | $722K |
| Vision | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | 1,724 | $90K |
| Life insurance | PRUDENTIAL INSURANCE COPMPANY OF AMERICA | 806 | $896K |
| Short-term disability | PRUDENTIAL INSURANCE COPMPANY OF AMERICA | 806 | $896K |
| Long-term disability | PRUDENTIAL INSURANCE COPMPANY OF AMERICA | 806 | $896K |
| Other(3 contracts, 3 carriers) | PRUDENTIAL INSURANCE COPMPANY OF AMERICA | 806 | $1.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,724 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.