| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | 80 WEST PLAZA 2 SADDLE BROOK, NJ 07663 | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | — | $8K | $8K | 1.13% |
| ENROLLMENT ALLIANCE LLC3 Filed as: ENROLLMENT ALLIANCE | 1302 N 19TH STREET STE 150 TAMPA, FL 33605 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 2.14% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: IRONWOOD A MARSH MCLENNAN AGENCY | 4401 NORTHSIDE PARKWAY NW STE 150 ATLANTA, GA 30327 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 1.64% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: IRONWOOD A MARSH & MCLENNAN AGENCY | 4401 NORTHSIDE PKWY NW STE 800 ATLANTA, GA 30327 | METROPOLITAN LIFE INSURANCE COMPANY | $191 | $22 | $213 | 2.86% |
| ENROLLMENT ALLIANCE LLC3 Filed as: ENROLLMENT ALLIANCE | 1302 N 19TH ST STE 150 TAMPA, FL 33605 | METROPOLITAN LIFE INSURANCE COMPANY | — | $167 | $167 | 2.24% |
| NOT PROVIDED3 Filed as: NOT LISTED | — | FLEXCARE DIGITAL HEALTH | $1K | — | $1K | 20.00% |
| IRONWOOD BENEFITS ADVISORY SERVICES3 | 4401 NORTHSIDE PKWY NW STE 800 ATLANTA, GA 30327 | METROPOLITAN LIFE INSURANCE COMPANY | $191 | $22 | $213 | 3.32% |
| ENROLLMENT ALLIANCE LLC3 Filed as: ENROLLMENT ALLIANCE | 1302 N 19TH ST STE 150 TAMPA, FL 33605 | METROPOLITAN LIFE INSURANCE COMPANY | — | $145 | $145 | 2.26% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: IRONWOOD A MARSH & MCLENNAN AGENCY | 4401 NORTHSIDE PKWY NW STE 800 ATLANTA, GA 30327 | METROPOLITAN LIFE INSURANCE COMPANY | $191 | $22 | $213 | 3.48% |
| ENROLLMENT ALLIANCE LLC3 Filed as: ENROLLMENT ALLIANCE | 1302 N 19TH ST STE 150 TAMPA, FL 33605 | METROPOLITAN LIFE INSURANCE COMPANY | — | $134 | $134 | 2.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 141 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 141 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | 175 | $759K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 185 | $94K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 185 | $94K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 185 | $94K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 185 | $94K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 185 | $94K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 185 | $101K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 185 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.