| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HAYS COMPANIES, INC.3 | 5850 GRANITE PARKWAY, SUITE 350 PLANO, TX 75024 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $47K | $47K | 1.10% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE INC. | 16 THOMPSON PARK HATTIEBURG, MS 39401 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $36K | $36K | 0.84% |
| MADDOX BENEFITS, LLC3 | PO BOX 17503 HATTIESBURG, MS 39404 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $12K | $12K | 0.28% |
| HAYS COMPANIES, INC.3 | 80 SOUTH 8TH STREET, SUITE 700 MINNEAPOLIS, MN 55402 | SUN LIFE ASSURANCE COMPANY OF CANADA | $36K | $0 | $36K | 8.69% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE INC. | PO BOX 3809 BATON ROUGE, LA 70821 | SUN LIFE ASSURANCE COMPANY OF CANADA | $23K | $7K | $29K | 7.21% |
| HAYS COMPANIES, INC.3 | 5850 GRANITE PARKWAY, SUITE 350 PLANO, TX 75024 | STARMOUNT LIFE INSURANCE COMPANY | $15K | $0 | $15K | 5.30% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE INC. | PO BOX 3809 BATON ROUGE, LA 70821 | STARMOUNT LIFE INSURANCE COMPANY | $14K | $0 | $14K | 4.70% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE INC. | UNKNOWN GULFPORT, MS 39502 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $51K | $12K | $63K | 48.00% |
| ROBBINS RESEARCH AND PLANNING INC3 Filed as: ROBBINS RESEARCH AND PLANNING INC. | 11012 COVINGTON WAY OXFORD, MS 39208 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $10K | $6K | $16K | 12.06% |
| GASPARD EMPLOYEE BENEFITS LLC3 | 102 RED OAK LANE BRANDON, MS 39042 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $8K | $1K | $9K | 7.19% |
| HOLLINGSWORTH BENEFITS SOLUTIONS3 | 2 WIGEON RAYMOND, MS 39154 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $6K | $3K | $9K | 7.01% |
| LISA S LEE3 Filed as: LISA S. LEE | 5794 SCR 131 MORTON, MS 39117 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $1K | $5K | 4.06% |
| HAYS COMPANIES, INC.3 | 80 SOUTH 8TH STREET, SUITE 700 MINNEAPOLIS, MN 55402 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $153 | $1K | 1.10% |
| MJ INSURANCE3 Filed as: LOUIS N. CHIASSON & VARIOUS AGENTS | 182 NIEMEYER ROAD LUMBERTON, MS 39455 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2 | $0 | $2 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 706 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 706 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 912 | $4.3M |
| Dental | STARMOUNT LIFE INSURANCE COMPANY | 483 | $290K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 483 | $290K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 607 | $409K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 607 | $409K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 607 | $409K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 912 | $4.3M |
| Other(3 contracts, 3 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 706 | $553K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 912 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.