| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GOOD TO GREAT HOLDINGS, LLC3 | 2501 MONTGOMERY EAST PL WICHITA FALLS, TX 763083720 | BLUE CROSS BLUE SHIELD | $37K | — | $37K | 3.71% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INSURANCE & FINANCIAL | 4851 LYNDON B JOHNSON FWY, STE 100 DALLAS, TX 75244 | BLUE CROSS BLUE SHIELD | $11K | — | $11K | 1.11% |
| GOOD TO GREAT HOLDINGS, LLC3 | 2501 MONTGOMERY EAST PL WICHITA FALLS, TX 763083720 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | — | $5K | 5.75% |
| ENROLLEASE3 Filed as: ENROLLEASE INC | 500 TREAT AVE STE 200 SAN FRANCISCO, CA 941102068 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 1.67% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 412 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 412 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD | 252 | $989K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 412 | $82K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 412 | $82K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 412 | $82K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 412 | $82K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 412 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.