| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BRYSON INSURANCE AGENCY INC.3 Filed as: BRYSON INSURANCE AGENCY INC | 3777 LONG BEACH BLVD SUITE 500 LONG BEACH, CA 90807 | KAISER FOUNDATION HEALTH PLAN, INC | $24K | $0 | $24K | 2.98% |
| RICHARD WAYNE BRYSON3 Filed as: RICHARD W BRYSON INS AGENCY | 3777 LONG BEACH BLVD. FLOOR 5 LONG BEACH, CA 90807 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $75K | $0 | $75K | 20.08% |
| BRYSON INSURANCE AGENCY INC.3 Filed as: BRYSON INSURANCE AGENCY INC | 3777 LONG BEACH BLVD SUITE 500 LONG BEACH, CA 90807 | KAISER FOUNDATION HEALTH PLAN, INC | $9K | $0 | $9K | 4.62% |
| RICHARD WAYNE BRYSON3 Filed as: RICHARD W. BRYSON INS AGENCY, INC | 3777 LONG BEACH BLVD FL 5 LONG BEACH, CA 90807 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $12K | $0 | $12K | 9.78% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS, INC. | 225 WIRELESS BLVD STE 200 HAUPPAUGE, NY 11788 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | $6K | $6K | 4.89% |
| BRYSON INSURANCE AGENCY INC.3 Filed as: BRYSON INS AGENCY, INC. | 3777 LONG BEACH BLVD. FLOOR 5 LONG BEACH, CA 90807 | MCS LIFE INSURANCE COMPANY | $4K | $0 | $4K | 4.95% |
| BRYSON INSURANCE AGENCY INC.3 Filed as: BRYSON INS AGENCY, INC. | 3777 LONG BEACH BLVD. FLOOR 5 LONG BEACH, CA 90807 | KAISER FOUNDATION HEALTH PLAN, INC | $3K | $0 | $3K | 3.21% |
| BRYSON INSURANCE AGENCY INC.3 Filed as: BRYSON INS AGENCY, INC. | 3777 LONG BEACH BLVD. FLOOR 5 LONG BEACH, CA 90807 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $0 | $6K | 18.59% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS, INC. | 225 WIRELESS BLVD STE 200 HAUPPAUGE, NY 11788 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $2K | $2K | 7.19% |
| BRYSON INSURANCE AGENCY INC.3 Filed as: BRYSON INS AGENCY, INC. | 3777 LONG BEACH BLVD. FLOOR 5 LONG BEACH, CA 90807 | STARMOUNT LIFE INSURANCE COMPANY | $3K | $0 | $3K | 12.98% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS, INC. | 225 WIRELESS BLVD STE 200 HAUPPAUGE, NY 11788 | STARMOUNT LIFE INSURANCE COMPANY | $0 | $2K | $2K | 7.67% |
| BRYSON INSURANCE AGENCY INC.3 Filed as: BRYSON INS AGENCY, INC. | 3777 LONG BEACH BLVD. FLOOR 5 LONG BEACH, CA 90807 | UNUM INSURANCE COMPANY | $3K | $0 | $3K | 18.50% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS, INC. | 225 WIRELESS BLVD STE 200 HAUPPAUGE, NY 11788 | UNUM INSURANCE COMPANY | $0 | $1K | $1K | 5.63% |
| BRYSON INSURANCE AGENCY INC.3 Filed as: BRYSON INS AGENCY, INC. | 3777 LONG BEACH BLVD. FLOOR 5 LONG BEACH, CA 90807 | UNUM INSURANCE COMPANY | $3K | $0 | $3K | 19.19% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS, INC. | 225 WIRELESS BLVD STE 200 HAUPPAUGE, NY 11788 | UNUM INSURANCE COMPANY | $0 | $821 | $821 | 5.64% |
| BRYSON INSURANCE AGENCY INC.3 Filed as: BRYSON INS AGENCY, INC. | 3777 LONG BEACH BLVD. FLOOR 5 LONG BEACH, CA 90807 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 18.74% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS, INC. | 225 WIRELESS BLVD STE 200 HAUPPAUGE, NY 11788 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $955 | $955 | 7.25% |
| BRYSON INSURANCE AGENCY INC.3 Filed as: BRYSON INS AGENCY, INC. | 3777 LONG BEACH BLVD. FLOOR 5 LONG BEACH, CA 90807 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 19.49% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS, INC. | 225 WIRELESS BLVD STE 200 HAUPPAUGE, NY 11788 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $978 | $978 | 7.70% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 225 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 226 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN, INC | 271 | $1.5M |
| Dental(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 407 | $204K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 266 | $26K |
| Life insurance(3 contracts, 2 carriers) | MCS LIFE INSURANCE COMPANY | 596 | $111K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 103 | $34K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 103 | $34K |
| Prescription drug(2 contracts, 2 carriers) | MCS LIFE INSURANCE COMPANY | 29 | $167K |
| Other(4 contracts, 2 carriers) | UNUM INSURANCE COMPANY | 596 | $59K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 596 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.