| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ELF VENTURES, LLC3 Filed as: ELF VENTURES LLC | 400 INTERSTATE NORTH PKWY SE STE 300 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | $1K | $8K | 11.73% |
| PATRIOT GROWTH INSURANCE SERVICES3 | 808 GLENDALOUGH ROAD ERDENHEIM, PA 19038 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $1K | $1K | 1.98% |
| C WALKER SULLIVAN3 | STE 600 400 INTERSTATE N PKWY ATLANTA, GA 30339 | NORTHWESTERN MUTUAL | $5K | $1K | $6K | 11.37% |
| CALLAWAY BLACK GRP INC3 | STE 600 400 INTERSTATE N PKWY ATLANTA, GA 30339 | NORTHWESTERN MUTUAL | $906 | $109 | $1K | 2.04% |
| ELF VENTURES, LLC3 Filed as: ELF VENTURES LLC | 400 INTERSTATE N PARKWAY SUITE 300 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $1K | $5K | 18.36% |
| ELF VENTURES, LLC5 Filed as: ELF VENTURES LLC | 400 INTERSTATE N PARKWAY SUITE 600 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $690 | $690 | 2.31% |
| PATRIOT GROWTH INSURANCE SERVICES3 | 808 GLENDALOUGH ROAD ERDENHEIM, PA 19038 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $574 | $574 | 1.92% |
| ELF VENTURES, LLC3 Filed as: ELF VENTURES LLC | 400 INTERSTATE NORTH PKWY SE STE 300 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $426 | $2K | 13.64% |
| PATRIOT GROWTH INSURANCE SERVICES3 | 808 GLENDALOUGH ROAD ERDENHEIM, PA 19038 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $243 | $243 | 2.08% |
| C WALKER SULLIVAN3 | STE 600 400 INTERSTATE N PKWY ATLANTA, GA 30339 | NORTHWESTERN MUTUAL | $1K | $280 | $1K | 14.05% |
| CALLAWAY BLACK GRP INC3 | STE 600 400 INTERSTATE N PKWY ATLANTA, GA 30339 | NORTHWESTERN MUTUAL | $222 | $27 | $249 | 2.52% |
| ELF VENTURES, LLC3 Filed as: ELF VENTURES LLC | 400 INTERSTATE NORTH PKWY SE STE 300 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $370 | $2K | 19.34% |
| ELF VENTURES, LLC5 Filed as: ELF VENTURES LLC | 400 INTERSTATE NORTH PKWY SE SUITE 300 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $690 | $690 | 8.09% |
| PATRIOT GROWTH INSURANCE SERVICES3 | 808 GLENDALOUGH ROAD ERDENHEIM, PA 19038 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $212 | $212 | 2.49% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 112 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 112 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 112 | $38K |
| Short-term disability | NORTHWESTERN MUTUAL | 113 | $10K |
| Long-term disability | NORTHWESTERN MUTUAL | 113 | $50K |
| Prescription drug | HCC LIFE INSURANCE COMPANY | 94 | $153K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 94 | $153K |
| Other(4 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 112 | $122K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 113 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.