| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FEIGHNER INSURANCE INC3 Filed as: FEIGHNER INSURANCE | PO BOX 1600 MARION, IN 46952 | ANTHEM INSURANCE COMPANIES,INC. | $132K | — | $132K | 14.71% |
| ENROLLEASE3 Filed as: FIRST PERSON INC | 8900 KEYSTONE CROSSING STE 900 INDIANAPOLIS, IN 46240 | ANTHEM INSURANCE COMPANIES,INC. | $56K | — | $56K | 6.28% |
| FEIGNER INSURANCE3 | 959 E 4TH ST MARION, IN 469524079 | PRINCIPAL LIFE INSURANCE COMPANY | $32K | — | $32K | 19.37% |
| WATCHTOWER BENEFITS, LLC | 306 W ERIE ST STE 300 CHICAGO, IL 606544007 | PRINCIPAL LIFE INSURANCE COMPANY | — | $2K | $2K | 1.44% |
| FEIGHNER INSURANCE INC3 Filed as: FEIGHNER INSURANCE | PO BOX 1600 MARION, IN 46952 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $17K | $3K | $20K | 18.00% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TX HWY AUSTIN, TX 78746 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 1.01% |
| FEIGHNER INSURANCE INC3 Filed as: FEIGHNER INSURANCE | PO BOX 1600 MARION, IN 46952 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $14K | $3K | $17K | 18.00% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES | 1250 S CAPITAL OF TX HWY AUSTIN, TX 78746 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $937 | $937 | 0.99% |
| FEIGHNER INSURANCE INC3 Filed as: FEIGHNER INSURANCE | PO BOX 1600 MARION, IN 46952 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $8K | $2K | $10K | 18.00% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TX HWY AUSTIN, TX 78746 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $532 | $532 | 0.98% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM INSURANCE COMPANIES, INC. EIN 35-0781558 TPA | Float revenue; Other fees; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Claims processing Service code 12 | 3075 VANDERCAR WAY CINCINNATI, OH 45209 | $1.6M |
| DELTA DENTAL OF INDIANA EIN 35-1545647 BENEFIT ADMINISTRATOR | Claims processing; Contract Administrator Service code 12 | 225 S EAST ST INDIANAPOLIS, IN 46202 | $46K |
| CVS CAREMARK PHARMACY BENEFITS MANAGER | Claims processing Service code 12 | 1 CVS DRIVE 401-765-1500 WOONSOCKET, RI 02895 | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,222 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,222 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM INSURANCE COMPANIES,INC. | 1,222 | $897K |
| Vision | ANTHEM INSURANCE COMPANIES,INC. | 1,222 | $897K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 1,101 | $166K |
| Short-term disability(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 370 | $166K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 417 | $95K |
| Stop-loss / reinsurancereinsurance | ANTHEM INSURANCE COMPANIES,INC. | 1,222 | $897K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,222 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.