| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CELIA NASH INSURANCE3 Filed as: CELIA NASH INSURANCE DBA TEAM NASH | 2005 E 2700 S SUITE 140 SALT LAKE CITY, UT 84109 | SELECTHEALTH | $46K | $10K | $56K | 9.52% |
| CELIA NASH INSURANCE3 | 2005 E 2700 S SUITE 140 SALT LAKE CITY, UT 84109 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $0 | $5K | 23.74% |
| CELIA NASH INSURANCE3 Filed as: CELIA NASH INSURANCE DBA TEAM NASH | 2005 E 2700 S SUITE 140 SALT LAKE CITY, UT 84109 | SELECTHEALTH | $693 | $152 | $845 | 4.76% |
| CELIA NASH INSURANCE3 Filed as: CELIA NASH INSURANCE DBA TEAM NASH | 2005 E 2700 S SUITE 140 SALT LAKE CITY, UT 84109 | HARTFORD LIFE AND ACCIDENT | $2K | $0 | $2K | 16.25% |
| CELIA NASH INSURANCE3 Filed as: CELIA NASH INSURANCE DBA TEAM NASH | 2005 E 2700 S SUITE 140 SALT LAKE CITY, UT 84109 | TOWN & COUNTRY LIFE INSURANCE COMPANY | $722 | $0 | $722 | 10.01% |
| CELIA NASH INSURANCE3 Filed as: CELIA NASH INSURANCE DBA TEAM NASH | 2005 E 2700 S SUITE 140 SALT LAKE CITY, UT 84109 | TOWN & COUNTRY LIFE INSURANCE COMPANY | $3K | $0 | $3K | 92.80% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CELIA NASH INSURANCE DBA TEAM NASH ADMINISTRATOR | Contract Administrator Service code 13 | E 2700 S SUITE 140 SALT LAKE CITY, UT 84109 | $69K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 138 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 138 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | SELECTHEALTH | 138 | $609K |
| Dental | TOWN & COUNTRY LIFE INSURANCE COMPANY | 127 | $4K |
| Vision | TOWN & COUNTRY LIFE INSURANCE COMPANY | 93 | $7K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 397 | $34K |
| Short-term disability(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 397 | $34K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 397 | $14K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 397 | $34K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 397 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.