| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE SYNERGIES GROUP LLC3 | 2 AQUARIUM DRIVE SUITE 200 CAMDEN, NJ 08103 | BLUE CROSS BLUE SHIELD | $21K | — | $21K | 5.26% |
| CORPORATE SYNERGIES GROUP LLC3 | 2 AQUARIUM DR STE 200 CAMDEN, NJ 08103 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 6.97% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 5.00% |
| THE ENTERPRISE TEAM, INC.3 Filed as: THE ENTERPRISE TEAM | PO BOX 195579 WINTER SPRINGS, FL 32719 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $707 | — | $707 | 3.03% |
| CORPORATE SYNERGIES GROUP LLC3 | 2 AQUARIUM DR SUITE 200 CAMDEN, NJ 08103 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 6.56% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 5.00% |
| THE ENTWERPRISE TEAM INC3 | PO BOX 195579 WINTER SPRINGS, FL 32719 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $761 | — | $761 | 3.44% |
| CORPORATE SYNERGIES GROUP LLC3 | 2 AQUARIUM DR STE 200 CAMDEN, NJ 08103 | THE LINCOLN FINANCIAL LIFE INSURANCE COMPANY | $2K | — | $2K | 9.55% |
| THE ENTERPRISE TEAM, INC.3 Filed as: THE ENTERPRISE TEAM INC | PO BOX 195579 WINTER SPRINGS, FL 32719 | THE LINCOLN FINANCIAL LIFE INSURANCE COMPANY | $875 | — | $875 | 5.45% |
| GIS BENEFITS INC3 | 422 WAPONSEE ST MORRIS, IL 60450 | THE LINCOLN FINANCIAL LIFE INSURANCE COMPANY | — | $802 | $802 | 5.00% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $587 | $587 | 5.00% |
| CORPORATE SYNERGIES GROUP LLC3 | 2 AQUARIUM DR SUITE 200 CAMDEN, NJ 08103 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $402 | — | $402 | 3.43% |
| THE ENTERPRISE TEAM, INC.3 Filed as: THE ENTERPRISE TEAM INC | PO BOX 195579 WINTER SPRINGS, FL 32719 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $185 | — | $185 | 1.58% |
| CORPORATE SYNERGIES GROUP LLC3 | 2 AQUARIUM DR STE 200 CAMDEN, NJ 08103 | THE LINCOLN FINANCIAL LIFE INSURANCE COMPANY | $1K | — | $1K | 9.96% |
| THE ENTERPRISE TEAM, INC.3 Filed as: THE ENTERPRISE TEAM INC | PO BOX 195579 WINTER SPRINGS, FL 32719 | THE LINCOLN FINANCIAL LIFE INSURANCE COMPANY | $517 | — | $517 | 5.04% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN FINANCIAL LIFE INSURANCE COMPANY | — | $513 | $513 | 5.00% |
| CORPORATE SYNERGIES GROUP LLC3 | 2 AQUARIUM DR STE 200 CAMDEN, NJ 08103 | THE LINCOLN FINANCIAL LIFE INSURANCE COMPANY | $962 | — | $962 | 9.95% |
| THE ENTERPRISE TEAM, INC.3 Filed as: THE ENTERPRISE TEAM INC | PO BOX 195579 WINTER SPRINGS, FL 32719 | THE LINCOLN FINANCIAL LIFE INSURANCE COMPANY | $488 | — | $488 | 5.05% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN FINANCIAL LIFE INSURANCE COMPANY | — | $483 | $483 | 5.00% |
| CORPORATE SYNERGIES GROUP LLC3 | 2 AQUARIUM DRIVE SUITE 200 CAMDEN, NJ 08103 | HEALTH OPTIONS, INC | $482 | — | $482 | 5.26% |
| CORPORATE SYNERGIES GROUP LLC3 | 2 AQUARIUM DR STE 200 CAMDEN, NJ 08103 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $363 | $2K | 19.13% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $569 | $569 | 6.56% |
| THE ENTERPRISE TEAM, INC.3 Filed as: THE ENTERPRISE TEAM INC | PO BOX 195579 WINTER SPRINGS, FL 32719 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $439 | — | $439 | 5.06% |
| CORPORATE SYNERGIES GROUP LLC3 | 2 AQUARIUM DR CAMDEN, NJ 08103 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $964 | $276 | $1K | 18.72% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $435 | $435 | 6.57% |
| THE ENTERPRISE TEAM, INC.3 Filed as: THE ENTERPRISE TEAM INC | PO BOX 195579 WINTER SPRINGS, FL 32719 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $360 | — | $360 | 5.44% |
| CORPORATE SYNERGIES GROUP LLC3 | 2 AQUARIUM DR SUITE 200 CAMDEN, NJ 08103 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $919 | — | $919 | 14.76% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $413 | $413 | 6.63% |
| THE ENTERPRISE TEAM, INC.3 Filed as: THE ENTERPRISE TEAM INC | PO BOX 195579 WINTER SPRINGS, FL 32719 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $326 | — | $326 | 5.24% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 2 AQUARIUM DRIVE SUITE 200 CAMDEN, NJ 08103 | TRULI | $316 | — | $316 | 5.25% |
| CORPORATE SYNERGIES GROUP LLC3 | 2 AQUARIUM DR STE 200 CAMDEN, NJ 08103 | THE LINCOLN FINANCIAL LIFE INSURANCE COMPANY | $370 | — | $370 | 9.47% |
| THE ENTERPRISE TEAM, INC.3 Filed as: THE ENTERPRISE TEAM INC | PO BOX 195579 WINTER SPRINGS, FL 32719 | THE LINCOLN FINANCIAL LIFE INSURANCE COMPANY | $216 | — | $216 | 5.53% |
| GIS BENEFITS INC3 | 422 WAUPOSEE ST MORRIS, IL 60450 | THE LINCOLN FINANCIAL LIFE INSURANCE COMPANY | — | $195 | $195 | 4.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 121 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 6 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 127 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | BLUE CROSS BLUE SHIELD | 80 | $420K |
| Dental(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 52 | $45K |
| Vision | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 81 | $12K |
| Life insurance(2 contracts) | THE LINCOLN FINANCIAL LIFE INSURANCE COMPANY | 121 | $20K |
| Short-term disability | THE LINCOLN FINANCIAL LIFE INSURANCE COMPANY | 53 | $10K |
| Long-term disability | THE LINCOLN FINANCIAL LIFE INSURANCE COMPANY | 121 | $10K |
| Prescription drug(3 contracts, 3 carriers) | BLUE CROSS BLUE SHIELD | 80 | $420K |
| Other(5 contracts, 2 carriers) | THE LINCOLN FINANCIAL LIFE INSURANCE COMPANY | 121 | $41K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 121 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.