| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS. SERVICES, INC. | 3600 NORTH CAPITAL OF TEXAS HWY BLDG. B, SUITE 200 AUSTIN, TX 78746 | BLUE CROSS BLUE SHIELD OF TEXAS | $216K | $0 | $216K | 5.67% |
| MESIROW INSURANCE SERVICES INC3 Filed as: MESIROW INSURANCE SERVICES INC. | 353 N CLARK ST CHICAGO, IL 60654 | BLUE CROSS BLUE SHIELD OF TEXAS | $0 | $5K | $5K | 0.12% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 3600 NORTH CAPITAL OF TEXAS HWY SUITE 200 AUSTIN, TX 78746 | BLUE CROSS BLUE SHIELD OF TEXAS | $0 | $29 | $29 | 0.00% |
| ABRIGO0 | 12331 B RIATA TRACE PKWY BLDG 4, SUITE 200 AUSTIN, TX 787276530 | BLUE CROSS BLUE SHIELD OF TEXAS | $0 | $1 | $1 | 0.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 701 B STREET FLOOR 6 SAN DIEGO, CA 921018156 | METROPOLITAN LIFE INSURANCE COMPANY | $50K | $35 | $50K | 12.25% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 5444 WESTHEIMER RD SUITE 900 HOUSTON, TX 770565306 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $4K | $4K | 1.01% |
| ALLIANT INSURANCE SERVICES, INC.3 | 3600 NORTH CAPITAL OF TEXAS HWY BLDG. B, SUITE 200 AUSTIN, TX 78746 | BLUE CROSS BLUE SHIELD OF TEXAS | $491 | $0 | $491 | 4.25% |
| MESIROW INSURANCE SERVICES INC3 Filed as: MESIROW INSURANCE SERVICES INC. | 353 CLARK STREET CHICAGO, IL 60654 | BLUE CROSS BLUE SHIELD OF TEXAS | $0 | $50 | $50 | 0.43% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 701 B STREET FLOOR 6 SAND DIEGO, CA 921018156 | METROPOLITAN LIFE INSURANCE COMPANY | $155K | $0 | $155K | 6703.86% |
| FROST INSURANCE AGENCY INC3 Filed as: FROST INS AGENCY INC. | PO BOX 2411 SAN ANTONIO, TX 782982411 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | -$22K | -$22K | -933.64% |
| FROST INSURANCE AGENCY INC3 Filed as: FROST INSURANCE AGENCY | 401 CONGRESS AVE SUITE 1400 AUSTIN, TX 787013793 | METROPOLITAN LIFE INSURANCE COMPANY | -$47K | $0 | -$47K | -2054.49% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 543 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 551 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | BLUE CROSS BLUE SHIELD OF TEXAS | 962 | $3.8M |
| Dental(3 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF TEXAS | 962 | $4.2M |
| Vision(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 815 | $410K |
| Life insurance(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 815 | $410K |
| Short-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 815 | $410K |
| Long-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 815 | $410K |
| Other(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 815 | $410K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 962 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.