| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| COMPASS CONSULTING GROUP INC Filed as: COMPASS CONSULTING GROUP,LLC | 4348 SOUTHPOINT BLVD JACKSONVILLE, FL 32216 | AMERIHEALTH INS. CO. | $90K | — | $90K | 4.81% |
| COMPASS CONSULTING GROUP INC Filed as: COMPASS CONSULTING GROUP,LLC | 4348 SOUTHPOINT BLVD JACKSONVILLE, FL 32216 | INDEPENDENCE BLUE CROSS | — | — | $0 | 0.00% |
| COMPASS CONSULTING GROUP INC3 Filed as: COMPASS CONSULTING GROUP,LLC | 4348 SOUTHPOINT BLVD STE 400 JACKSONVILLE, FL 32216 | EMBLEMHEALTH | $23K | — | $23K | 3.67% |
| CLEAR INSURANCE SERVICES LLC | 2080 CABOT BLVD ,SUITE 202 LANGHORNE, PA 19047 | DELTA DENTAL OF PENNSYLVANIA | $8K | — | $8K | 2.62% |
| COMPASS CONSULTING GROUP INC Filed as: COMPASS CONSULTING GROUP,LLC | 4348 SOUTHPOINT BLVD JACKSONVILLE, FL 32216 | INDEPENDENCE BLUE CROSS | — | — | $0 | 0.00% |
| CLEAR INSURANCE SERVICES LLC3 | 2080 CABOT BLVD ,SUITE 202 LANGHORNE, PA 19047 | FIRST UNUM LIFE INSURANCE COMPANY | $10K | — | $10K | 7.08% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 Filed as: JAMES R NELLIGAN & ASSOCIATES | STE 368 1933 STATE ROUTE 35 WALL, NJ 07719 | FIRST UNUM LIFE INSURANCE COMPANY | $6K | — | $6K | 4.41% |
| COMPASS CONSULTING GROUP INC3 Filed as: COMPASS CONSULTING | PO BOX HOUSTON, TX 77002 | UNITED CONCORDIA INSURANCE COMPANY | $3K | — | $3K | 8.62% |
| CLEAR INSURANCE SERVICES LLC3 | 2080 CABOT BLVD ,SUITE 202 LANGHORNE, PA 19047 | DELTA DENTAL OF PENNSYLVANIA | $521 | — | $521 | 2.61% |
| CLEAR INSURANCE SERVICES LLC | 2080 CABOT BLVD ,SUITE 202 LANGHORNE, PA 19047 | GUARDIAN | $641 | — | $641 | 10.00% |
| AMERIHEALTH ADMINISTRATORS INC Filed as: AMERIHEALTH ADMINISTRATOR | PO BOX 21545 EAGAN, MN 55121 | GUARDIAN | $128 | — | $128 | 2.00% |
| COMPASS CONSULTING GROUP INC3 Filed as: COMPASS CONSULTING | PO BOX HOUSTON, TX 77002 | UNITED CONCORDIA DENTAL PLANS OF PENNSYLVANIA, INC | $110 | — | $110 | 9.28% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 881 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 11 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 892 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | AMERIHEALTH INS. CO. | 241 | $3.7M |
| Dental(4 contracts, 3 carriers) | DELTA DENTAL OF PENNSYLVANIA | 610 | $376K |
| Vision(2 contracts, 2 carriers) | INDEPENDENCE BLUE CROSS | 440 | $930K |
| Life insurance(2 contracts, 2 carriers) | FIRST UNUM LIFE INSURANCE COMPANY | 401 | $147K |
| Short-term disability(2 contracts, 2 carriers) | FIRST UNUM LIFE INSURANCE COMPANY | 401 | $147K |
| Long-term disability(2 contracts, 2 carriers) | FIRST UNUM LIFE INSURANCE COMPANY | 401 | $147K |
| Prescription drug | INDEPENDENCE BLUE CROSS | 164 | $881K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 610 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.