| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AKKJ3 BRIAN WILLIAM PATTEN3 | 121 BUCKTHORN RD BADEN, PA 15005 | CONTINENTAL AMERICAN INSURANCE COMPANY | $198K | $0 | $198K | 15.44% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: AC9MF MARSH & MCLENNAN AGENCY LLC | 101 HUNTINGTON AVE STE 401 BOSTON, MA 02199 | CONTINENTAL AMERICAN INSURANCE COMPANY | $94K | $0 | $94K | 7.36% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: ABG6D MARSH & MCLENNAN AGENCY LLC | 101 HUNTINGTON AVE STE 401 BOSTON, MA 02199 | CONTINENTAL AMERICAN INSURANCE COMPANY | $81K | $0 | $81K | 6.28% |
| C22356 NICOLE DANIELLE GOLDEN3 | 6729 SUGAR HILL DR NASHVILLE, TN 37211 | CONTINENTAL AMERICAN INSURANCE COMPANY | $48K | $0 | $48K | 3.73% |
| AJK3R HEATHER M BARTLEY3 | 602 BEAVER CT WEXFORD, PA 15090 | CONTINENTAL AMERICAN INSURANCE COMPANY | $21K | $0 | $21K | 1.63% |
| AF8L0 TINA M KANE3 | 15 BOW ROAD WAYLAND, MA 01778 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14K | $0 | $14K | 1.07% |
| AKJ93 MELISSA L COLEMAN3 | 28803 DIAMONDHEAD S MONTGOMERY, TX 77356 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11K | $0 | $11K | 0.89% |
| AJBF7 BRIAN WILLIAM PATTEN3 | 121 BUCKTHORN RD BADEN, PA 15005 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10K | $0 | $10K | 0.81% |
| HU757 TIMOTHY ALLAN PURCELL3 | 1094 WINDMEADOWS DR COLLEGE STATION, TX 77845 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10K | $0 | $10K | 0.80% |
| AJ1Z3 CATHERINE ANN MCLERNON3 | 2503 JACKSON SQUARE CIRCLE KISSIMMEE, FL 34741 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9K | $0 | $9K | 0.70% |
| AKK9T STEVEN WILLIAM MCGEORGE3 | 4658 WALNUT AVENUE CHINO, CA 91710 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9K | $0 | $9K | 0.69% |
| AKKA6 MATTHEW RYAN KIRKWOOD3 | 337 FIELDSRUN ROAD NEW CASTLE, PA 16105 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9K | $0 | $9K | 0.67% |
| 45CT7 BRIAN WILLIAM PATTEN3 | 121 BUCKTHORN RD BADEN, PA 15005 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7K | $0 | $7K | 0.52% |
| AKK87 STACY RENEA RODGERS3 | 5521 SUNRISE TRL ROBSTOWN, TX 78380 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6K | $0 | $6K | 0.50% |
| AC8YM JEFFREY SCOTT CORREAL3 | 442 DUCK HOLLOW RD UNIONTOWN, PA 15401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6K | $0 | $6K | 0.44% |
| AKK9D SUZANNE LYNNE MCFARLAND3 | 1125 SETH ST CORPUS CHRISTI, TX 78418 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | $0 | $5K | 0.35% |
| AKMA0 HEIDI A HERDMAN3 | 1227 CRANE BROOK WAY PEABODY, MA 01960 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | $0 | $4K | 0.34% |
| AFR17 MATTHEW RYAN KIRKWOOD3 | 337 FIELDSRUN ROAD NEW CASTLE, PA 16105 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | $0 | $4K | 0.34% |
| ACK3H SUSAN LYNN STEVENSON3 | 9134 WILD TRAILS ST SAN ANTONIO, TX 78250 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | $0 | $4K | 0.31% |
| ACPE4 TIMOTHY ADAM BARR3 | 28 SONGBIRD RD TRABUCO CANYON, CA 92679 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | $0 | $4K | 0.29% |
| AG3V7 MELISSA L COLEMAN3 | 28803 DIAMONDHEAD S MONTGOMERY, TX 77356 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $0 | $3K | 0.24% |
| AKJ90 RHONDA A DRESNER3 | 114 BURLINGTON ST WOBURN, MA 01801 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $0 | $3K | 0.23% |
| AKK9Y LORI LYNN PIERCE3 | 5909 CINNAMON OAKS DR CORPUS CHRISTI, TX 78414 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $0 | $3K | 0.21% |
| AFS6D MS BENEFITS LLC3 | 100 CHALLENGER RD STE 400 RIDGEFIELD PARK, NJ 07660 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 0.18% |
| AAZ25 MICHAEL JOSEPH PEPIN3 | 31 BLOSSOM LANE DRACUT, MA 01826 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 0.16% |
| ACCL4 LEAH BERNADETTE ARCIAGA3 | 2807 ROSEFINCH NEW BRAUNFELS, TX 78130 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 0.15% |
| AC9KK TINA M KANE3 | 15 BOW ROAD WAYLAND, MA 01778 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 0.14% |
| AA66V JAMES M REDMOND3 | 637 E 1ST ST UNIT C1 BOSTON, MA 02127 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 0.13% |
| AH1FV DIANNE M MACINNIS3 | 14 NEAL ROAD DANVERS, MA 01923 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 0.13% |
| AGT08 RHONDA A DRESNER3 | 114 BURLINGTON ST WOBURN, MA 01801 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 0.12% |
| T2077 JOE ALLAN RODGERS3 | 1125 SETH ST CORPUS CHRISTI, TX 78418 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 0.12% |
| AKES8 GILBERT MARK ELIZONDO3 | 6817 PRINCESS JEAN CORPUS CHRISTI, TX 78414 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 0.12% |
| AKKB9 MICHAEL S CLISE3 | 361 LITTLE CREEK RD HARMONY, PA 16037 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 0.10% |
| AKPW6 CHRISTINA MARIE NORDENFLYCHT3 | 2459 N BRIGHTON ST BURBANK, CA 91504 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 0.08% |
| AJ6R4 JONATHAN ALI HAJIMOMEN3 | 6540 GRAND MANAN CYPRESS, CA 90630 | CONTINENTAL AMERICAN INSURANCE COMPANY | $968 | $0 | $968 | 0.08% |
| AC9KV DIANNE M MACINNIS3 | 14 NEAL ROAD DANVERS, MA 01923 | CONTINENTAL AMERICAN INSURANCE COMPANY | $855 | $0 | $855 | 0.07% |
| AKCK4 KELLY ANN CABLE3 | PO BOX 6 1032 FRONT ST LEISENRING, PA 15455 | CONTINENTAL AMERICAN INSURANCE COMPANY | $813 | $0 | $813 | 0.06% |
| AFH7E NEELY PROCTER DEVINE3 | 2202 N WHEELER ST APT 3206 VICTORIA, TX 77901 | CONTINENTAL AMERICAN INSURANCE COMPANY | $775 | $0 | $775 | 0.06% |
| AB5M0 CHRISTOPHER CHARLES FEAZEL3 | 33 CONANT STREET DANVERS, MA 01923 | CONTINENTAL AMERICAN INSURANCE COMPANY | $758 | $0 | $758 | 0.06% |
| JY615 LESLIE COLLEEN O BRIEN3 | 815 CHARLES ST APT 25 CARNEGIE, PA 15106 | CONTINENTAL AMERICAN INSURANCE COMPANY | $734 | $0 | $734 | 0.06% |
| AETN5 KARY L BREEZE3 | 7114 KY HWY 1234 S MAYSVILLE, KY 41056 | CONTINENTAL AMERICAN INSURANCE COMPANY | $674 | $0 | $674 | 0.05% |
| AR59Q WILLIAM KEZERLE3 | 205 GRAND PRAIRIE DR WILLARD, MT 65781 | CONTINENTAL AMERICAN INSURANCE COMPANY | $572 | $0 | $572 | 0.04% |
| JK104 JOSHUA BRIAN PATTEN3 | 425 MCKEAN DRIVE WEXFORD, PA 15090 | CONTINENTAL AMERICAN INSURANCE COMPANY | $305 | $0 | $305 | 0.02% |
| AKAU5 LORI LYNN PIERCE3 | 5909 CINNAMON OAKS DR CORPUS CHRISTI, TX 78414 | CONTINENTAL AMERICAN INSURANCE COMPANY | $278 | $0 | $278 | 0.02% |
| YC645 JEREMY C TUCKFELT3 | 3456 PENN AVE PITTSBURGH, PA 15201 | CONTINENTAL AMERICAN INSURANCE COMPANY | $214 | $0 | $214 | 0.02% |
| AKKC4 JACK BITTEL3 | 129 MARION DRIVE MCMURRAY, PA 15317 | CONTINENTAL AMERICAN INSURANCE COMPANY | $205 | $0 | $205 | 0.02% |
| Y3830 LEEANN LESOON3 | 18 PINTAIL DR PITTSBURGH, PA 15238 | CONTINENTAL AMERICAN INSURANCE COMPANY | $204 | $0 | $204 | 0.02% |
| AJZ22 CHRISTOPHER CHARLES FEAZEL3 | 33 CONANT STREET DANVERS, MA 01923 | CONTINENTAL AMERICAN INSURANCE COMPANY | $165 | $0 | $165 | 0.01% |
| ABU21 BERTHA SUSAN REYNOLDS3 | 8979 EASTWOOD ROAD PITTSBURGH, PA 15235 | CONTINENTAL AMERICAN INSURANCE COMPANY | $128 | $0 | $128 | 0.01% |
| HG185 KAYLIE ALLISON LING3 | 243 TAMARACK DR MARS, PA 16046 | CONTINENTAL AMERICAN INSURANCE COMPANY | $128 | $0 | $128 | 0.01% |
| AKK85 VICTOR NORDENFLYCHT-DARBY3 | 2459 N BRIGHTON ST BURBANK, CA 91504 | CONTINENTAL AMERICAN INSURANCE COMPANY | $127 | $0 | $127 | 0.01% |
| AKKK0 BRANDI LYNN DONLIN3 | 525 JUSTUS AVE CARNEGIE, PA 15106 | CONTINENTAL AMERICAN INSURANCE COMPANY | $115 | $0 | $115 | 0.01% |
| AAM81 BRIAN WILLIAM PATTEN3 | 121 BUCKTHORN RD BADEN, PA 15005 | CONTINENTAL AMERICAN INSURANCE COMPANY | $113 | $0 | $113 | 0.01% |
| AKLA2 NICHOLAS MONTILINO3 | 401 MAPLE ST APT D MURRAY, KY 42071 | CONTINENTAL AMERICAN INSURANCE COMPANY | $106 | $0 | $106 | 0.01% |
| AFEM3 LUCAS S PATTEN3 | 201 STOCKTON RDG APT 201 CRANBERRY, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $83 | $0 | $83 | 0.01% |
| AKJ92 MARIA C CUNHA3 | 43 WASHINGTON ST GROVELAND, MA 01834 | CONTINENTAL AMERICAN INSURANCE COMPANY | $69 | $0 | $69 | 0.01% |
| AKQ1V RAVI PRADIP DESAI3 | 258 UPLAND RD APT 1 CAMBRIDGE, MA 02140 | CONTINENTAL AMERICAN INSURANCE COMPANY | $59 | $0 | $59 | 0.00% |
| ABC37 JAYDE F HARFORD3 | 253 SOUTH MT VERNON AVE UNIONTOWN, PA 15401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $52 | $0 | $52 | 0.00% |
| DU028 RHONDA A DRESNER3 | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $52 | $0 | $52 | 0.00% |
| JC710 MELISSA L COLEMAN3 | 28803 DIAMONDHEAD S MONTGOMERY, TX 77356 | CONTINENTAL AMERICAN INSURANCE COMPANY | $23 | $0 | $23 | 0.00% |
| HM681 VICTOR NORDENFLYCHT-DARBY3 | 2459 N BRIGHTON ST BURBANK, CA 91504 | CONTINENTAL AMERICAN INSURANCE COMPANY | $21 | $0 | $21 | 0.00% |
| AJH3R CHARLES HOWARD JOBE3 | 8421 EVERGREEN DR SAGAMORE HILLS, OH 44067 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | $0 | $9 | 0.00% |
| AC9W2 DANIEL C HARRIS3 | 124 CARTERS GROVE DRIVE GIBSONIA, PA 15044 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | $0 | $5 | 0.00% |
| AEA5A HEIDI A HERDMAN3 | 150A ANDOVER ST DANERS, MA 01923 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | $0 | $4 | 0.00% |
| AKKE3 JAYDE F HARFORD3 | 253 SOUTH MOUNT VERNON AVENUE UNIONTOWN, PA 15401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | $0 | $4 | 0.00% |
| AKKL0 ABEL RIOS3 | 2815 NINOVAN LN MINOOKA, IL 60447 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | $0 | $2 | 0.00% |
| AJKD9 MARIANNE ELIZABETH SULLIVAN3 | 305 WATERFORD COURT CRANBERRY TWP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | $0 | $2 | 0.00% |
| AB6L9 CARLES ANTONELL GRIERA3 | 4926 MISSION AVE UNIT 2311 DALLAS, TX 75206 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | $0 | $1 | 0.00% |
| AER0Y DAVID SCOTT HALLETT3 | 8 BROOKS STREET WINCHESTER, MA 01890 | CONTINENTAL AMERICAN INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
| AHQU3 JOSEPH W CALABRO3 | 2120 RIDGE DRIVE MARS, PA 16046 | CONTINENTAL AMERICAN INSURANCE COMPANY | -$1 | $0 | -$1 | -0.00% |
| AHVG8 JOSEPH MARTAUS3 | 61 AINSWOOD AVE WHEELING, WV 26003 | CONTINENTAL AMERICAN INSURANCE COMPANY | -$1 | $0 | -$1 | -0.00% |
| HS771 MARIA C CUNHA3 | 150A ANDOVER ST STE 12C GROVELAND, MA 01923 | CONTINENTAL AMERICAN INSURANCE COMPANY | -$1 | $0 | -$1 | -0.00% |
| AB9V4 BRIAN WILLIAM PATTEN3 | 121 BUCKTHORN RD BADEN, PA 15005 | CONTINENTAL AMERICAN INSURANCE COMPANY | -$7 | $0 | -$7 | -0.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 101 HUNTINGTON AVENUE SUITE 401 BOSTON, MA 02199 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $15K | $0 | $15K | 3.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 101 HUNTINGTON AVENUE SUITE 401 BOSTON, MA 02199 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $9K | $0 | $9K | 3.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 101 HUNTINGTON AVENUE SUITE 401 BOSTON, MA 02199 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $7K | $0 | $7K | 3.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 101 HUNTINGTON AVENUE SUITE 401 BOSTON, MA 02199 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO | $9K | $0 | $9K | 7.14% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 101 HUNTINGTON AVENUE SUITE 401 BOSTON, MA 02199 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $554 | $0 | $554 | 3.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,866 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,866 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO | 1,888 | $131K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 3,866 | $496K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,225 | $243K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,225 | $294K |
| Other(3 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 3,866 | $1.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,866 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.