| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | $217K | $28K | $245K | 16.15% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | — | $38 | $38 | 0.00% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | — | $38 | $38 | 0.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF OHIO LLC | DBA STRATEGIC ENROLLMENT SERVICE 27064 OAKMEAD DRIVE PERRYSBURG, OH 435512657 | METROPOLITAN LIFE INSURANCE COMPANY | $34K | $3K | $37K | 15.46% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | $15K | $38 | $15K | 6.19% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF OHIO LLC | 3900 KINROSS LAKES PKWY STE 300 RICHFIELD, OH 442869381 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 1.02% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 0.54% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF OHIO LLC | DBA STRATEGIC ENROLLMENT SERVICE 27064 OAKMEAD DRIVE PERRYSBURG, OH 435512657 | METROPOLITAN LIFE INSURANCE COMPANY | — | $17 | $17 | 0.01% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | — | $6 | $6 | 0.00% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF OHIO LLC | DBA STRATEGIC ENROLLMENT SERVICE 27064 OAKMEAD DRIVE PERRYSBURG, OH 435512657 | METROPOLITAN LIFE INSURANCE COMPANY | $23K | $2K | $25K | 14.14% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | $38 | $10K | 5.62% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF OHIO LLC | 3900 KINROSS LAKES PKWY STE 300 RICHFIELD, OH 442869381 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 1.02% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | — | $987 | $987 | 0.55% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF OHIO LLC | DBA STRATEGIC ENROLLMENT SERVICE 27064 OAKMEAD DRIVE PERRYSBURG, OH 435512657 | METROPOLITAN LIFE INSURANCE COMPANY | — | $17 | $17 | 0.01% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | — | $5 | $5 | 0.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF OHIO LLC | DBA STRATEGIC ENROLLMENT SERVICE 27064 OAKMEAD DRIVE PERRYSBURG, OH 43551 | METROPOLITAN LIFE INSURANCE COMPANY | $15K | $1K | $16K | 15.53% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $38 | $6K | 6.23% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF OHIO LLC | 3900 KINROSS LAKES PKWY STE 300 RICHFIELD, OH 442869381 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 1.01% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | — | $554 | $554 | 0.54% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF OHIO LLC | DBA STRATEGIC ENROLLMENT SERVICE 27064 OAKMEAD DRIVE PERRYSBURG, OH 435512657 | METROPOLITAN LIFE INSURANCE COMPANY | — | $17 | $17 | 0.02% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | — | $3 | $3 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,276 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 18 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,294 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | METROPOLITAN LIFE INSURANCE COMPANY | 960 | $102K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 2,846 | $1.5M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 2,846 | $1.5M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 2,846 | $1.5M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 2,846 | $1.5M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 2,846 | $1.5M |
| Other(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 2,846 | $1.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,846 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.