No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF NORTH CAR EIN 56-0894904 CLAIMS ADMINISTRATOR | Claims processing Service code 12 | — | $593K |
| VICKERY FAMILY MEDICINE ONSITE MEDICAL CLINIC | Other fees Service code 99 | 15 GRIFFING BLVD. ASHEVILLE, NC 28804 | $394K |
| EBENCONCEPTS COMPANY EIN 75-2966596 CONSULTANT | Consulting fees; Consulting (general) Service code 16 | — | $60K |
| COLOR GENOMICS, INC EIN 46-3353585 SERVICE PROVIDER | Other fees Service code 99 | — | $24K |
| GUARDIAN LIFE INSURANCE COMPANY OF EIN 13-5123390 DENTAL TPA | Claims processing Service code 12 | — | $21K |
| HEALTHSMART BENEFIT SOLUTIONS EIN 75-1857307 CLAIMS ADMINISTRATOR | Claims processing Service code 12 | — | $21K |
| SONA PHARMACY, INC. EIN 20-2939130 RX SUPPORT | Claims processing Service code 12 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,388 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,388 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 1,388 | $658K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 1,388 | $658K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,388 | $658K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,388 | $658K |
| Stop-loss / reinsurancereinsurance | BLUE CROSS BLUE SHIELD OF NORTH CAROLINA | 929 | $756K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 1,388 | $658K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,388 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.