| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | 2300 RENAISSANCE BLVD. KING OF PRUSSIA, PA 19406 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $14K | $108 | $14K | 2.50% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN, LLC | — | AMERICAN UNITED LIFE INSURANCE COMPANY | $7K | $779 | $7K | 11.17% |
| UNITED PRODUCERS GROUP LLC3 Filed as: UNITED PRODUCERS GROUP, LLC | STE 300 MT. PLEASANT, SC 29464 | AMERICAN UNITED LIFE INSURANCE COMPANY | — | $3K | $3K | 4.54% |
| RESOURCE SEVEN3 | STE 203 FAYETTVILLE, GA 30214 | AMERICAN UNITED LIFE INSURANCE COMPANY | — | $1K | $1K | 1.67% |
| MARSH & MCLENNAN AGENCY LLC3 | 200 BRKSTN CENTER PARKWAY STE 118 COLUMBUS, GA 319044565 | AMERITAS LIFE INSURANCE CORPORATION | $5K | — | $5K | 10.00% |
| UNITED PRODUCER GROUP, LLC3 | 1439 STUART ENGALS BLVD. UNIT 300 MT. PLEASANT, SC 294643686 | AMERITAS LIFE INSURANCE CORPORATION | $2K | — | $2K | 4.00% |
| MARSH & MCLENNAN AGENCY LLC3 | 11330 LAKEFIELD DR STE 100 DULUTH, GA 300971578 | AMERITAS LIFE INSURANCE CORPORATION | — | $1K | $1K | 1.95% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 300 WEST 10TH STREET WEST POINT, GA 31833 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 11.07% |
| RESOURCE SEVEN | — | ASSURITY LIFE INSURANCE COMPANY | $51 | — | $51 | 11.06% |
| STEPPING STONES UNLIMITED, INC.3 | — | ASSURITY LIFE INSURANCE COMPANY | $3 | — | $3 | 0.65% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 252 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 252 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 33 | $593K |
| Dental | AMERITAS LIFE INSURANCE CORPORATION | 136 | $53K |
| Vision | AMERITAS LIFE INSURANCE CORPORATION | 136 | $53K |
| Life insurance | AMERICAN UNITED LIFE INSURANCE COMPANY | 252 | $67K |
| Short-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 252 | $67K |
| Long-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 252 | $67K |
| Other(3 contracts, 3 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 252 | $121K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 252 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.