| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RMJP EQUITY INC3 Filed as: RMJP EQUITY, INC. | 3817 NW EXPWY STE 810 OKLAHOMA CITY, OK 731121470 | UNITEDHEALTHCARE INSURANCE COMPANY | $1 | $41K | $41K | 3.31% |
| ACRISURE LLC3 | PO BOX 1788 GRAND RAPIDS, MI 495011788 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $22K | $22K | 1.81% |
| RMJP EQUITY INC3 | 13439 N BROADWAY EXTENSION #110 OKLAHOMA CITY, OK 73114 | DELTA DENTAL | $10K | — | $10K | 8.00% |
| RMJP EQUITY INC3 | 3817 NW EXPRESSWAY SUITE 810 OKLAHOMA CITY, OK 73112 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 15.00% |
| RMJP EQUITY INC3 | 3817 NW EXPRESSWAY STE 810 OKLAHOMA CITY, OK 731121470 | VISION SERVICE PLAN | $687 | — | $687 | 3.40% |
| ACRISURE LLC3 | 103 DEAN A MCGEE AVE STE 700 OKLAHOMA CITY, OK 731026428 | VISION SERVICE PLAN | $261 | — | $261 | 1.29% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 195 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 195 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 170 | $1.2M |
| Dental | DELTA DENTAL | 171 | $126K |
| Vision | VISION SERVICE PLAN | 131 | $20K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 195 | $23K |
| Other | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 195 | $23K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 195 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.