| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RMJP EQUITY INC3 Filed as: RMJP EQUITY, INC. | 3817 NW EXPWY STE 810 OKLAHOMA CITY, OK 73112 | BLUECROSS BLUESHIELD OF OKLAHOMA | $42K | — | $42K | 3.25% |
| ACRISURE LLC3 | 103 DEAN A. MCGEE AVE SUITE 700 OKLAHOMA CITY, OK 73102 | BLUECROSS BLUESHIELD OF OKLAHOMA | $23K | — | $23K | 1.75% |
| RMJP EQUITY INC3 | 3817 NW EXPWY STE 810 OKLAHOMA CITY, OK 73112 | DELTA DENTAL | $10K | — | $10K | 8.00% |
| RMJP EQUITY INC3 | 3817 NW EXPRESSWAY SUITE 810 OKLAHOMA CITY, OK 73112 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 13.42% |
| RMJP EQUITY INC3 | 3817 NW EXPRESSWAY STE 810 OKLAHOMA CITY, OK 731121470 | VISION SERVICE PLAN | $980 | — | $980 | 4.11% |
| ACRISURE LLC3 | 103 DEAN A MCGEE AVE STE 700 OKLAHOMA CITY, OK 731026428 | VISION SERVICE PLAN | $277 | — | $277 | 1.16% |
| ACRISURE LLC Filed as: ACRISURE TEXAS RISK ADVISORS | 5057 KELLER SPRINGS RD STE 200 ADDISON, TX 75001 | VISION SERVICE PLAN | $167 | — | $167 | 0.70% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 185 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 188 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF OKLAHOMA | 222 | $1.3M |
| Dental | DELTA DENTAL | 157 | $130K |
| Vision | VISION SERVICE PLAN | 118 | $24K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 189 | $25K |
| Other | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 189 | $25K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 222 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.