| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIES LLC | 4601 COLLEGE BLVD SUITE 100 LEAWOOD, KS 66211 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $0 | $54K | $54K | 4.71% |
| TECHSOURCE INC3 | 4601 COLLEGE BLVD SUITE 100 LEAWOOD, KS 66211 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $0 | $22K | $22K | 1.90% |
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIES LLC | 4601 COLLEGE BLVD SUITE 100 LEAWOOD, KS 66211 | DELTA DENTAL IF MISSOURI | $5K | $2K | $7K | 13.96% |
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIES LLC | 4601 COLLEGE BLVD SUITE 100 LEAWOOD, KS 66211 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $485 | $6K | 21.94% |
| CYNTHIA JOHNSON3 | 1367 BEAUTIFUL PL COLLIERVILLE, TN 38017 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $47 | $0 | $47 | 0.17% |
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIES LLC | 4601 COLLEGE BLVD SUITE 100 LEAWOOD, KS 66211 | ADVANTICA | $937 | $395 | $1K | 14.17% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BUKATY COMPANIES LLC EIN 48-1224371 AGENT/BROKER | Insurance agents and brokers Service code 22 | 4601 COLLEGE BLVD STE 100 LEAWOOD, KS 66211 | $4K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 186 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 186 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 108 | $1.1M |
| Dental | DELTA DENTAL IF MISSOURI | 186 | $52K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 196 | $27K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 196 | $27K |
| Other | UNUM LIFE INSURANCE COMPANY OF AMERICA | 196 | $27K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 196 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.