| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 | 414 GALLIMORE DAIRY RD STE F GREE, NC 27409 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA | $131K | — | $131K | 3.60% |
| MCGRIFF INSURANCE SERVICES INC3 | 1104 AMHERST ST WINCHESTER, VA 22601 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA | $16K | — | $16K | 0.44% |
| HOCK & ASSOCIATES INC.3 Filed as: HOCK & ASSOCIATES INC | 3520 STEVENS WAY AUGUSTA, GA 30907 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA | $2K | — | $2K | 0.07% |
| HOCK & ASSOCIATES INC.3 Filed as: HOCK GROUP INC | 718 GARY ST AUGUSTA, GA 30904 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA | $2K | — | $2K | 0.04% |
| TIMOTHY J MCGINN3 | 125 PLANTATION CENTER DR STE 750B MACON, GA 31210 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA | $384 | — | $384 | 0.01% |
| JANET PARHAM3 | 1181 LANGFORD DR BUILDING 100-103 BOGART, GA 30622 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA | $240 | — | $240 | 0.01% |
| MCGRIFF INSURANCE SERVICES INC3 | 414 GALLIMORE DAIRY RD STE F GREENSBORO, NC 27409 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $5K | — | $5K | 2.08% |
| MCGRIFF INSURANCE SERVICES INC3 | 1104 AMHERST ST WINCHESTER, VA 22601 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $464 | — | $464 | 0.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 382 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 387 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA | 44 | $3.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 44 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.