| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WORTHAM SAN ANTONIO INC3 Filed as: WORTHAM SAN ANTONIO | UNKNOWN AUSTIN, TX 78759 | ACE USA GROUP | $5K | $0 | $5K | 3.27% |
| SK&P INSURANCE SERVICES INC3 Filed as: SK AND P INSURANCE SERVICES, INC. | UNKNOWN AUSTIN, TX 78759 | ACE USA GROUP | $5K | $0 | $5K | 3.27% |
| ECHELON GROUP INC3 Filed as: ECHELON ADVISORS | UNKNOWN AUSTIN, TX 78759 | ACE USA GROUP | $5K | $0 | $5K | 3.27% |
| SK&P INSURANCE SERVICES INC3 Filed as: SK AND P INSURANCE SERVICES INC. | 9442 N CAPITAL OF TX HWY. PLAZA 1, SUITE 150 AUSTIN, TX 78759 | SUN LIFE ASSURANCE COMPANY OF CANADA | $7K | $0 | $7K | 7.69% |
| ECHELON GROUP INC3 Filed as: ECHELON ADVISORS LLC | 1613 S CAPITAL OF TX. HWY. SUITE 205 AUSTIN, TX 78746 | SUN LIFE ASSURANCE COMPANY OF CANADA | $5K | $0 | $5K | 4.87% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: WOTHAM SAN ANTONIO INC. | 131 INTERPARK BOULEVARD SAN ANTONIO, TX 78216 | SUN LIFE ASSURANCE COMPANY OF CANADA | $4K | $0 | $4K | 3.75% |
| DAILYFEATS INC.3 Filed as: DAILYFEATS, INC. | 101 TREMONT STREET, 11TH FLOOR BOSTON, MA 02108 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $2K | $2K | 2.17% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 193 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 193 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | ACE USA GROUP | 247 | $154K |
| Vision | ACE USA GROUP | 247 | $154K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 193 | $96K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 193 | $96K |
| Other | SUN LIFE ASSURANCE COMPANY OF CANADA | 193 | $96K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 247 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.