| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE EMPLOYERS BENEFIT GROUP, LLC3 | 11150 SANTA MONICA BLVD SUITE 800 LOS ANGELES, CA 90025 | METROPOLITAN LIFE INSURANCE COMPANY | $56K | $0 | $56K | 14.69% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON CHAPMAN BENEFIT ADMINSTRATORS | PO BOX 9201 AUSTIN, TX 78766 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $19K | $19K | 4.92% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, PA 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $5K | $5K | 1.32% |
| LOCKTON COMPANIES, LLC3 | 444 WEST 47TH ST STE 900 KANSAS CITY, MO 64112 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $547 | $547 | 0.14% |
| JAMES MOORADIAN3 | 277 DARTMOUTH ST FL 4 BOSTON, MA 02116 | METROPOLITAN LIFE INSURANCE COMPANY | $10 | $0 | $10 | 0.00% |
| MARK METTILLE3 | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $14K | $684 | $15K | 34.64% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 777 S FIGUEROA ST STE 5200 LOS ANGELES, CA 90017 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $70 | $6K | 14.32% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $445 | $2K | 4.68% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 843844 KANSAS CITY, MO 64184 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $56 | $56 | 0.13% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 123042 DALLAS, TX 75312 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $4 | $4 | 0.01% |
| MARK METTILLE3 Filed as: MARK METTILE | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $300 | $4K | 22.80% |
| THE EMPLOYERS BENEFIT GROUP, LLC3 Filed as: EMPLOYERS BENEFIT GROUP, LLC | 11150 SANTA MONICA BLVC STE 800 LOS ANGELES, CA 90025 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $0 | $1K | 7.59% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $927 | $227 | $1K | 7.10% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TX 78766 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $927 | $927 | 5.70% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 444 W 47TH ST STE 900 KANSAS CITY, MO 64112 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $31 | $31 | 0.19% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 777 FIGUEROA ST STE 5200 LOS ANGELES, CA 90017 | METROPOLITAN LIFE INSURANCE COMPANY | -$121 | $0 | -$121 | -0.74% |
| MARK METTILLE3 | 422 WAUPONSEE ST STE 800 MORRIS, CA 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $283 | $3K | 21.22% |
| THE EMPLOYERS BENEFIT GROUP, LLC3 Filed as: EMPLOYERS BENEFIT GROUP LLC | 11150 SANTA MONICA BLVD STE 800 LOS ANGELES, IL 90025 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $0 | $1K | 7.17% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, TX 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $826 | $0 | $826 | 5.35% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TX 78766 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $826 | $826 | 5.35% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 444 W 47TH ST STE 900 LOS ANGELES, CA 90017 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $30 | $30 | 0.19% |
| LOCKTON COMPANIES, LLC3 | 444 W 47TH ST STE 900 KANSAS CITY, MO 64116 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $30 | $30 | 0.19% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 777 S FIGUEROA ST STE 5200 LOS ANGELES, IL 90017 | METROPOLITAN LIFE INSURANCE COMPANY | -$114 | $0 | -$114 | -0.74% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| THE HORTON GROUP INC EIN 36-3672171 BROKER | Insurance agents and brokers Service code 22 | 10320 ORLAND PARKWAY ORLAND PARK, IL 60174 | $32K |
| AMERICAN HEALTH RESOURCES, INC. EIN 36-4448169 ADMINISTRATOR | Other services; Claims processing Service code 12 | 11 NORTH 2ND AVENUE ST. CHARLES, IL 60174 | $29K |
| THE EMPLOYERS BENEFIT GROUP, LLC EIN 27-3931730 BROKER | Insurance agents and brokers Service code 22 | 11150 SANTA MONICA BLVD SUITE 800 LOS ANGELES, CA 90025 | $22K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 405 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 405 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 138 | $74K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 404 | $381K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 404 | $381K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 404 | $381K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 404 | $381K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 404 | $381K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 404 | $381K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 404 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.