| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: SILVERSTONE GROUP, INC | 11516 MIRACLE HILLS DR OMAHA, NE 68154 | AMERITAS LIFE INSURANCE CORP. | $3K | $731 | $3K | 12.68% |
| FELICIA DAWN BUECHLE3 | PO BOX 821 HASTINGS, NE 68902 | AFLAC | $3K | $110 | $3K | 12.11% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: SILVERSTONE GROUP, INC | 11516 MIRACLE HILLS DR OMAHA, NE 68154 | AFLAC | $814 | — | $814 | 3.01% |
| KATRINA K MCMECHAN3 | 2244 COUNTRY CLUB RD GRENADA, MS 38901 | AFLAC | $390 | — | $390 | 1.44% |
| FRANCES POTTER3 | 5300 W ZEAMER ST LINCOLN, NE 68524 | AFLAC | $283 | — | $283 | 1.05% |
| SHARON A COVER3 | 2803 W 48TH ST KEARNEY, NE 68845 | AFLAC | $266 | — | $266 | 0.98% |
| SARA K STEVENS-STEHL3 | 317 MINOR AVE BERTRAND, NE 68927 | AFLAC | $250 | — | $250 | 0.92% |
| JILL K DAVIS3 | 500 N 2ND STREET SARGENT, NE 68874 | AFLAC | $189 | $22 | $211 | 0.78% |
| CYNTHIA D WELKEN-PLACE3 | 14710 W DODGE RD STE 200 OMAHA, NE 68164 | AFLAC | $88 | $30 | $118 | 0.44% |
| CHARLES L PRICE3 | 915 E DONEGAL ST ONEILL, NE 68763 | AFLAC | $90 | $18 | $108 | 0.40% |
| ELIZABETH A HAROLD3 | 308 N 11TH ST SAINT EDWARD, NE 68660 | AFLAC | $84 | — | $84 | 0.31% |
| WILLIAM W ARMSTRONG3 Filed as: WILLIAM K ARMSTRONG | 707 S 201ST AVE ELKHORN, NE 68022 | AFLAC | $78 | — | $78 | 0.29% |
| DEBORAH A BROOKS3 | 1620 E 4TH ST STE 114A NORTH PLATTE, NE 69101 | AFLAC | $56 | — | $56 | 0.21% |
| M P WILKEN INC3 | PO BOX 725 KEARNEY, NE 68848 | AFLAC | $54 | — | $54 | 0.20% |
| KRINGS ENTERPRISES INC3 Filed as: S KRINGS ENTERPRISES INC | 1408 PRAIRIE RIDGE DR POLK CITY, IA 50226 | AFLAC | $51 | — | $51 | 0.19% |
| JANICE A ROBINSON3 | 11405 ASPEN CREEK DR FORT WORTH, TX 76244 | AFLAC | $43 | — | $43 | 0.16% |
| BRENT L GOODE3 | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $40 | — | $40 | 0.15% |
| JAMES A BELLOWS3 | PO BOX 549 YORK, NE 68467 | AFLAC | $38 | — | $38 | 0.14% |
| MICHAEL OSTERMEIER3 Filed as: MICHAEL E OSTERMEIER | 1735 STERLING TRACE DR KELLER, TX 76248 | AFLAC | $29 | — | $29 | 0.11% |
| TIMOTHY R ROEWERT3 | 7325 N 122ND AVENUE CIR OMAHA, NE 68142 | AFLAC | $29 | — | $29 | 0.11% |
| KRINGS ENTERPRISES INC3 | 5530 WEST PKWY STE 500 JOHNSTON, IA 50131 | AFLAC | $28 | — | $28 | 0.10% |
| KEVIN B VINING3 | 24747 HIDDEN VALLEY ROAD HERMOSA, SD 57744 | AFLAC | $28 | — | $28 | 0.10% |
| MARK FRIEHE3 Filed as: MARK E FRIEHE | 4611 S 96TH ST STE 101 OMAHA, NE 68127 | AFLAC | $20 | $8 | $28 | 0.10% |
| DANIEL S GOEKE3 | 7047 N GRAND LAKE DR LINCOLN, NE 68521 | AFLAC | $27 | — | $27 | 0.10% |
| KENNETH A OSTERMEIER3 | 345 COUNTY ROAD 3150 KEMPNER, TX 76539 | AFLAC | $25 | — | $25 | 0.09% |
| WILLINGHAM INC3 | 1502 N METCALF LOUISBURG, KS 66053 | AFLAC | $22 | — | $22 | 0.08% |
| GAIL A COE3 | 4600 N FARMSTEAD CT BEL AIRE, KS 67220 | AFLAC | $22 | — | $22 | 0.08% |
| INSURANCE INTERMEDIARIES INC3 | 280 N HIGH STREET SUITE 300 COLUMBUS, OH 43215 | AFLAC | $17 | — | $17 | 0.06% |
| MARGARET M LANIK3 | 2191 COUNTY RD E CERESCO, NE 68017 | AFLAC | $12 | — | $12 | 0.04% |
| STEVEN R YENNEY3 | 18412 HOWARD ST ELKHORN, NE 68022 | AFLAC | $3 | $8 | $11 | 0.04% |
| ERIN R MARICK3 | PO BOX 1 HOLSTEIN, NE 68950 | AFLAC | $9 | — | $9 | 0.03% |
| GARY WAYNE WILLINGHAM3 | 8116 STATE ROAD 66 ZOLFO SPRINGS, FL 33890 | AFLAC | $9 | — | $9 | 0.03% |
| MARY E MERICA3 | 5211 N 150TH ST SUITE 105 OMAHA, NE 68116 | AFLAC | $8 | — | $8 | 0.03% |
| TONI L HARMS3 | 5925 E STATE HIGHWAY 41 ADAMS, NE 68301 | AFLAC | $8 | — | $8 | 0.03% |
| CRAIG M REMMERS3 | PO BOX 283 YORK, NE 68467 | AFLAC | $7 | — | $7 | 0.03% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES, INC | TWO PIERCE PLACE 14TH FLOOR ITASCA, IL 60143 | AFLAC | $6 | — | $6 | 0.02% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: DAVID KEITH BROWN | BOX 12 OGALLALA, NE 69153 | AFLAC | $6 | — | $6 | 0.02% |
| MONTE HARNER3 Filed as: MONTE G HARNER | 1306 N MAIN ST FREMONT, NE 68025 | AFLAC | $4 | — | $4 | 0.01% |
| THOMAS EDWARD SHEFFIELD3 | PO BOX 151 MC COOL JUNCTION, NE 68401 | AFLAC | $4 | — | $4 | 0.01% |
| KRINGS ENTERPRISES INC3 | 2570 106TH STREET SUITE A URBANDALE, IA 50322 | AFLAC | $4 | — | $4 | 0.01% |
| SAMUEL A MCFALL3 | 609 N BROADWAY ST STE 200 WICHITA, KS 67214 | AFLAC | $4 | — | $4 | 0.01% |
| DAVID BECK3 | 16636 FREDERICK CIR STE 105 OMAHA, NE 68130 | AFLAC | $4 | — | $4 | 0.01% |
| DAVID JOHN BECK3 | 16636 FREDERICK CIR STE 105 OMAHA, NE 68130 | AFLAC | $4 | — | $4 | 0.01% |
| THEODORE NIEHAUS3 | 2900 WHISPERING WIND BLVD LINCOLN, NE 68516 | AFLAC | $3 | — | $3 | 0.01% |
| ELIZABETH NEAL3 Filed as: ELIZABETH T NEAL | 1767 COUNTY ROAD F WAHOO, NE 68066 | AFLAC | $3 | — | $3 | 0.01% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: SILVERSTONE GROUP, INC | 11516 MIRACLE HILLS DR OMAHA, NE 68154 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $356 | $2K | 22.13% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 125 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 125 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AMERITAS LIFE INSURANCE CORP. | 147 | $27K |
| Vision | AMERITAS LIFE INSURANCE CORP. | 147 | $27K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 118 | $7K |
| Other(2 contracts, 2 carriers) | AFLAC | 118 | $34K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 147 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.