| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: SILVERSTONE GROUP INC | 11516 MIRACLE HILLS DR OMAHA, NE 68154 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $49K | — | $49K | 5.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: SILVERSTONE GROUP INC | 11516 MIRACLE HILLS DR OMAHA, NE 68154 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $35K | — | $35K | 5.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: WELLS INSURANCE | ONE NORTH THIRD ST WILMINGTON, NC 28401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7K | — | $7K | 12.18% |
| LARRY WESTON JR3 | 209 BRISTOL COURT GREENVILLE, NC 27834 | CONTINENTAL AMERICAN INSURANCE COMPANY | $203 | — | $203 | 0.33% |
| JILL R LAMBERT3 Filed as: JILL W DENTON | 3500 WESTGATE DR #602 DURHAM, NC 27707 | CONTINENTAL AMERICAN INSURANCE COMPANY | $126 | — | $126 | 0.21% |
| KACHATURIAN ENTERPRISES INC3 | 530 S 161ST CIRCLE OMAHA, NE 68116 | CONTINENTAL AMERICAN INSURANCE COMPANY | $100 | — | $100 | 0.16% |
| JILL R LAMBERT3 Filed as: JILL W DENTON | 3500 WESTGATE DR #602 DURHAM, NC 27707 | CONTINENTAL AMERICAN INSURANCE COMPANY | $98 | — | $98 | 0.16% |
| THE DIAMOND AGENCY LLC3 Filed as: THE DIAMOND AGENCY | 1017 ASHES DR 106 WILMINGTON, NC 28405 | CONTINENTAL AMERICAN INSURANCE COMPANY | $50 | — | $50 | 0.08% |
| JAMIE L PECK3 | 440 REGENCY PKWY STE 234 OMAHA, NE 68114 | CONTINENTAL AMERICAN INSURANCE COMPANY | $49 | — | $49 | 0.08% |
| RUSSELL GOLDNER3 Filed as: RUSSELL D GOLDNER | 10272 STABLEHAND DR CINCINNATI, OH 45242 | CONTINENTAL AMERICAN INSURANCE COMPANY | $41 | — | $41 | 0.07% |
| MITCHELL FREIHE & ASSOCIATES INC3 | 16909 PALISADE S DR OMAHA, NE 69136 | CONTINENTAL AMERICAN INSURANCE COMPANY | $35 | — | $35 | 0.06% |
| KIMBERLY S KELLER3 | 19851 K ST OMAHA, NE 68135 | CONTINENTAL AMERICAN INSURANCE COMPANY | $32 | — | $32 | 0.05% |
| ROBERT LUTHER3 | 10284 FALLING WATERS CINCINNATI, OH 45241 | CONTINENTAL AMERICAN INSURANCE COMPANY | $31 | — | $31 | 0.05% |
| MATTHEW G BERGER3 Filed as: MATTHEW W PINER | 13633 WAVERTON LN HUNTERSVILLE, NC 28078 | CONTINENTAL AMERICAN INSURANCE COMPANY | $27 | — | $27 | 0.04% |
| CATHERINE L LEE3 | 10 NUN ST WILMINGTON, NC 28401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18 | — | $18 | 0.03% |
| LISA M MUSTO3 | 3500 MASSEE LANE UNIT 13 COLUMBUS, GA 31909 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18 | — | $18 | 0.03% |
| BUTZKE INSURANCE INC3 | 1511 448TH RD UTICA, NE 68456 | CONTINENTAL AMERICAN INSURANCE COMPANY | $17 | — | $17 | 0.03% |
| GORDON K VANN3 | 2156 WESLEY LANE GREENVILLE, NC 27858 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | — | $14 | 0.02% |
| ROSS C NELSON3 | 2711 LEIGH LANE PAPILLION, NE 68133 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.02% |
| GORDON K VANN3 | 2156 WESLEY LANE GREENVILLE, NC 27858 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 0.01% |
| KIM I THROCKMORTON3 | 211 S 8TH STREET BATTLE CREEK, NE 68715 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.01% |
| CHRISTOPHER E BIALKA3 | 4460 BLACK OAK LANE MASON, OH 45040 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.01% |
| VINTON ROLAND FIORINI3 Filed as: VINTON R FIORINI | 6430 CADDIES WAY MASON, OH 45040 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.01% |
| MARK FRIEHE3 | 4611 S 96TH ST STE 101 OMAHA, NE 68127 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| THE WICHMANN GROUP INC3 | 10810 S 204TH AVE CIR APT 105 GRETNA, NE 68028 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| JOSEPH J HERNANDEZ3 | 1891 HAYMARKET RD #33 WAUKESHA, WI 53189 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| RONALD J ZULLO3 | 6700 TOWERING RIDGE WAY APT 144 CINCINNATI, OH 45247 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| TODD H BURRER3 | 17445 ARBOR ST SUITE 300 OMAHA, NE 68130 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,695 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 46 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,741 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | AMERITAS LIFE INSURANCE CORPORATION | 3,891 | $495K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 4,017 | $977K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 2,365 | $708K |
| Other(5 contracts, 4 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 4,017 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,017 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.