| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER LINCOLN FINANCIAL MGMT | 6040 S 58TH ST STE E LINCOLN, NE 68516 | BLUECROSS BLUESHIELD OF NEBRASKA | $88K | — | $88K | 3.91% |
| LINCOLN FINANCIAL MANAGEMENT LLC3 | 6040 S 58TH ST STE E LINCOLN, NE 685163695 | PRINCIPAL LIFE INSURANCE COMPANY | $17K | $7K | $24K | 10.64% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 6040 S 58TH ST STE E LINCOLN, NE 68516 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 1.61% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | PO BOX 3009 ARLINGTON HEIGHTS, IL 600063009 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $647 | $647 | 0.82% |
| LINCOLN FINANCIAL MANAGEMENT LLC3 Filed as: LINCOLN FINANCIAL MGMT LLC | 6040 S 58TH ST E LIINCOLN, NE 68516 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $568 | — | $568 | 0.72% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 6040 S 58TH ST STE E LINCOLN, NE 68516 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6K | — | $6K | 9.19% |
| LINCOLN FINANCIAL MANAGEMENT LLC3 Filed as: LINCOLN FINANCIAL MGMT LLC | 6040 S 58TH ST E LINCOLN, NE 68516 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $486 | — | $486 | 0.81% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | PO BOX 3009 ARLINGTON HEIGHTS, IL 600063009 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $466 | $466 | 0.78% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 6040 S 58TH ST STE E LINCOLN, NE 68516 | AMERITAS LIFE INSURANCE CORP | $2K | — | $2K | 4.98% |
| LINCOLN FINANCIAL MANAGEMENT LLC3 | 6040 S 58TH ST STE E LINCOLN, NE 68516 | AMERITAS LIFE INSURANCE CORP | $121 | $508 | $629 | 1.34% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 551 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 555 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF NEBRASKA | 394 | $2.2M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 675 | $222K |
| Vision | AMERITAS LIFE INSURANCE CORP | 638 | $47K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 675 | $222K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 483 | $79K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 147 | $60K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 675 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.