| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | STANDARD INSURANCE COMPANY | $12K | — | $12K | 1.13% |
| INTRADO DIGITAL MEDIA3 | C/O INTRADO CORPORATION PO BOX 74007143 CHICAGO, IL 60674 | STANDARD INSURANCE COMPANY | — | $11K | $11K | 1.04% |
| INTRADO CORPORATION3 | 11808 MIRACLE HILLS DRIVE OMAHA, NE 68154 | STANDARD INSURANCE COMPANY | — | $2K | $2K | 0.15% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | STANDARD INSURANCE COMPANY | $4K | — | $4K | 1.05% |
| INTRADO DIGITAL MEDIA3 | C/O INTRADO CORPORATION PO BOX 74007143 CHICAGO, IL 60674 | STANDARD INSURANCE COMPANY | — | $4K | $4K | 1.00% |
| INTRADO CORPORATION3 | 11808 MIRACLE HILLS DRIVE OMAHA, NE 68154 | STANDARD INSURANCE COMPANY | — | $480 | $480 | 0.13% |
| VARIOUS - SEE ATTACHMENT3 | 11808 MIRACLE HILLS DRIVE OMAHA, NE 68154 | TRANSAMERICA LIFE INSURANCE COMPANY | $78K | — | $78K | 21.36% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 1.12% |
| INTRADO DIGITAL MEDIA3 | C/O INTRADO CORPORATION PO BOX 74007143 CHICAGO, IL 60674 | STANDARD INSURANCE COMPANY | — | $3K | $3K | 1.07% |
| INTRADO CORPORATION3 | 11808 MIRACLE HILLS DRIVE OMAHA, NE 68154 | STANDARD INSURANCE COMPANY | — | $336 | $336 | 0.14% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | CONTINENTAL AMERICAN INSURANCE COMPANY | $24K | — | $24K | 11.32% |
| KACHATURIAN ENTERPRISES INC3 Filed as: KACHATURIAN ENTERPRISES, INC | 530 S 161ST CIRCLE OMAHA, NE 68116 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.70% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60073 | CONTINENTAL AMERICAN INSURANCE COMPANY | $278 | — | $278 | 0.13% |
| YOUDECIDE, INC.3 Filed as: YOUDECIDE INC. | 4450 RIVER GREEN PARKWAY SUITE 100-A DULUTH, GA 30096 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE COMPANY | $1K | — | $1K | 10.55% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,638 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 53 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,691 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(9 contracts, 8 carriers) | KAISER FOUNDATION HEALTH PLAN OF COLORADO | 4,691 | $4.2M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 360 | $131K |
| Vision | VISION SERVICE PLAN | 2,445 | $500K |
| Life insurance | STANDARD INSURANCE COMPANY | 3,762 | $1.1M |
| Short-term disability | STANDARD INSURANCE COMPANY | 1,311 | $247K |
| Long-term disability | STANDARD INSURANCE COMPANY | 1,437 | $370K |
| Other(4 contracts, 4 carriers) | STANDARD INSURANCE COMPANY | 3,762 | $1.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,691 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.