See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 6 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 8 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE SERVICES, INC. EIN 41-1289245 CLAIMS PROCESSOR | Claims processing; Other services Service code 12 | — | $209K |
| MERITAIN HEALTH EIN 16-1264154 SERVICE PROVIDER | Claims processing Service code 12 | 300 CORPORATE PARKWAY ARMHERST, NY 14226 | $10K |
| BLACKMAN & ASSOCIATES, P.C. EIN 47-0813847 SERVICE PROVIDER | Accounting (including auditing) Service code 10 | 17445 ARBOR STREET, SUITE 200 OMAHA, NE 681304645 | $9K |
| LOCKTON COMPANIES, LLC EIN 06-1227840 BROKER/CONSULTANT | Consulting (pension) Service code 17 | PO BOX 843844 KANSAS CITY, MO 64184 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 356 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 356 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 189 | $26K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE CO | 414 | $65K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE CO | 294 | $102K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE CO | 356 | $50K |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | QBE INSURANCE | 317 | $502K |
| Other | UNITED OF OMAHA LIFE INSURANCE CO | 414 | $65K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 414 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.