| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: SILVERSTONE GROUP, INC | 11516 MIRACLE HILLS DR OMAHA, NE 68154 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | — | $5K | 4.43% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: SILVERSTONE GROUP, INC | 11516 MIRACLE HILLS DR OMAHA, NE 68154 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $6K | — | $6K | 7.59% |
| STEVEN R YENNEY3 | 18412 HOWARD ST ELKHORN, NE 68022 | AFLAC | $890 | — | $890 | 2.02% |
| REISCH ENTERPRISES INC3 | 1505 S MONTICELLO AVE SIOUX FALLS, SD 57106 | AFLAC | $463 | — | $463 | 1.05% |
| SHARON LOUISE MCDERMOTT3 | 11207 W DODGE RD STE 250 OMAHA, NE 68154 | AFLAC | $450 | — | $450 | 1.02% |
| J2T2 ENTERPRISES INC3 | 10135 S 162ND STREET OMAHA, NE 68136 | AFLAC | $390 | — | $390 | 0.88% |
| DAVID JOHN BECK3 | 16636 FREDERICK CIR STE 105 OMAHA, NE 68130 | AFLAC | $279 | — | $279 | 0.63% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 11213 DAVENPORT ST SUITE 201 OMAHA, NE 68154 | AFLAC | $244 | — | $244 | 0.55% |
| BRANDEE L BULLERMAN3 | 18422 DUFREE AVE ADRIAN, MN 56110 | AFLAC | $213 | — | $213 | 0.48% |
| KEVIN S HARRINGTON3 | 239 PEBBLE BCH LINCOLN, NE 68520 | AFLAC | $190 | — | $190 | 0.43% |
| MARY E MERICA3 | 5211 N 150TH ST SUITE 105 OMAHA, NE 68116 | AFLAC | $183 | — | $183 | 0.42% |
| KENNETH A OSTERMEIER3 | 345 COUNTY ROAD 3150 KEMPNER, TX 76539 | AFLAC | $135 | — | $135 | 0.31% |
| DANIEL M SOMMER3 | 2235 SAINT MARYS AVE APT 508 OMAHA, NE 68102 | AFLAC | $126 | — | $126 | 0.29% |
| SHERRI L BASHORE3 | PO BOX 40327 NASHVILLE, TN 37204 | AFLAC | $119 | — | $119 | 0.27% |
| WILLINGHAM INC3 | 1502 N METCALF LOUISBURG, KS 66053 | AFLAC | $100 | — | $100 | 0.23% |
| GERALD L LYSCIO3 | 901 BLUFF AVE BRAINERD, MN 56401 | AFLAC | $100 | — | $100 | 0.23% |
| JEANNE R SMITH3 | 10135 SOUTH 16ND ST OMAHA, NE 68136 | AFLAC | $91 | — | $91 | 0.21% |
| THOMAS EDWARD SHEFFIELD3 | PO BOX 151 MCCOOL JUNCTION, NE 68401 | AFLAC | $85 | — | $85 | 0.19% |
| GREG LITZ3 | 2005 GATEWAY DR GRAND FORKS, ND 58203 | AFLAC | $82 | — | $82 | 0.19% |
| KEVIN B VINING3 | 24747 HIDDEN VALLEY ROAD HERMOSA, SD 57744 | AFLAC | $82 | — | $82 | 0.19% |
| ANN M GIEBLER3 | 9806 S 176TH ST OMAHA, NE 68136 | AFLAC | $73 | — | $73 | 0.17% |
| EJ ENTERPRISES3 Filed as: E J ENTERPRISES | 10135 S 162ND STREET OMAHA, NE 68136 | AFLAC | $73 | — | $73 | 0.17% |
| MICHELLE RAE MAGUIRE3 | 7825 WASHINGTON AVE S SUITE 425 MINNEAPOLIS, MN 55439 | AFLAC | $72 | — | $72 | 0.16% |
| J2J2 ENTERPRISES INC3 | 10135 S 162ND STREET OMAHA, NE 69136 | AFLAC | $55 | — | $55 | 0.12% |
| TERESA BURNETT3 | 1112 E JAMES ST DERBY, KS 67037 | AFLAC | $51 | — | $51 | 0.12% |
| RICHARD FAULKNER3 | 8805 Q ST APT 216A OMAHA, NE 68124 | AFLAC | $50 | — | $50 | 0.11% |
| KACHATURIAN ENTERPRISES INC3 | 530 S 161ST CIR OMAHA, NE 68118 | AFLAC | $43 | — | $43 | 0.10% |
| BRENT L GOODE3 | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $40 | — | $40 | 0.09% |
| MICHAEL COPPESS3 | 108 N 49TH ST SUITE 207 OMAHA, NE 68132 | AFLAC | $25 | — | $25 | 0.06% |
| DAVID M COUGHLIN3 | 751 HEBRON PARKWAY STE 220 LEWISVILLE, TX 75057 | AFLAC | $25 | — | $25 | 0.06% |
| WILLAIM O CORNELL3 | 121 LIME RD NE LAKE PLACID, FL 33852 | AFLAC | $25 | — | $25 | 0.06% |
| GENE ALLEN BOEKA3 | 19854 HACKBERRY DR GRETNA, NE 68028 | AFLAC | $24 | — | $24 | 0.05% |
| GINGER D YOUNG3 | 8233 W MEADOW PASS WICHITA, KS 67205 | AFLAC | $22 | — | $22 | 0.05% |
| WENDY L HOMAN3 | 11828 W CENTRAL AVE STE 100 WICHITA, KS 67212 | AFLAC | $22 | — | $22 | 0.05% |
| JESSE A REISCH3 | 1505 S MONTICELLO AVE SIOUX FALLS, SD 57106 | AFLAC | $20 | — | $20 | 0.05% |
| THE SCOTT GROUP BENEFITS SPEC LLC3 | 8320 ALLISON POINTE BLVD INDIANAPOLIS, IN 46250 | AFLAC | $20 | — | $20 | 0.05% |
| KIMBERLY DIAN CROCKETT3 | 1563 ASHLEY CREEK LN CORDOVA, TN 38016 | AFLAC | $19 | — | $19 | 0.04% |
| CHRISTOPHER J COSTELLO3 | 3724 HAVEN DR DERBY, KS 67037 | AFLAC | $19 | — | $19 | 0.04% |
| DEELORALEE A COUGHLIN3 | 4906 N 139TH AVE OMAHA, NE 68164 | AFLAC | $19 | — | $19 | 0.04% |
| MARC LUTHER HOMAN3 | 11828 W CENTRAL AVE STE 100 WICHITA, KS 67212 | AFLAC | $18 | — | $18 | 0.04% |
| THOMAS M KEATING3 Filed as: THOMAS KEATING | 165 KNOB HILL LN DOUBLE OAK, TX 75077 | AFLAC | $16 | — | $16 | 0.04% |
| JANICE A ROBINSON3 | 22010 BRIDGESTONE HAWK CT SPRING, TX 77388 | AFLAC | $15 | — | $15 | 0.03% |
| SCOTT W LUTY3 | 524 E 30TH AVE HUTCHINSON, KS 67502 | AFLAC | $14 | — | $14 | 0.03% |
| GARY WAYNE WILLINGHAM3 | 8116 STATE ROAD 66 ZOLFO SPRINGS, FL 33890 | AFLAC | $13 | — | $13 | 0.03% |
| KRISTINA K DOSTAL3 | 905 WESTBROOK DR NORFOLK, NE 68701 | AFLAC | $12 | — | $12 | 0.03% |
| GREG LITZ3 | 2005 GATEWAY DR GRAND FORKS, ND 58203 | AFLAC | $11 | — | $11 | 0.02% |
| GREGORY D JONES3 | 16637 W 145TH TERR OLATHE, KS 66062 | AFLAC | $10 | — | $10 | 0.02% |
| JOSEPH L LEDOUX3 | 2411 CARTER AVE NASHVILLE, TN 37206 | AFLAC | $8 | — | $8 | 0.02% |
| DANIEL J MCMECHAN3 | 2244 COUNTRY CLUB RD GRENADA, MS 38901 | AFLAC | $5 | — | $5 | 0.01% |
| NATHAN L HARRISON3 | 16024 MANCHESTER RD 2ND FLOOR STE 200 ELLISVILLE, MO 63011 | AFLAC | $4 | — | $4 | 0.01% |
| GARY GIARRATANO3 | 8612 SHADY BEND RD LENEXA, KS 66227 | AFLAC | $4 | — | $4 | 0.01% |
| JEFFREY HIMMELRICK3 | 2215 W A STREET NORTH PLATTE, NE 69101 | AFLAC | $4 | — | $4 | 0.01% |
| JOHN D TYLER3 | 1300 DUCK HAWK WAY MARIETTA, SC 29661 | AFLAC | $3 | — | $3 | 0.01% |
| MARTHA P BUESS3 | 2948 E RAY AVE SALINA, KS 67401 | AFLAC | $2 | — | $2 | 0.00% |
| JOHN L VAUGHN3 | 4513 W 140TH ST OVERLAND PARK, KS 66224 | AFLAC | $2 | — | $2 | 0.00% |
| ROMEO VEGA INSURANCE INC3 | 5567 STATE HWY U ROGERSVILLE, MO 65742 | AFLAC | $2 | — | $2 | 0.00% |
| JAMES HOMER COOK3 | 1050 N GRETCHEN LN WICHITA, KS 67206 | AFLAC | $2 | — | $2 | 0.00% |
| TERRY S DECKER3 | RT 2 BOX 22 TURPIN, OK 73950 | AFLAC | $1 | — | $1 | 0.00% |
| KRISTY M PIETRO3 | 530 S 161ST CIR OMAHA, NE 68118 | AFLAC | $1 | — | $1 | 0.00% |
| E NORMAN MEHL3 | 1635 S WATER WICHITA, KS 67213 | AFLAC | $1 | — | $1 | 0.00% |
| FRANCES OSTERMEIER3 Filed as: FRANCES A OSTERMEIER | 215 COLETON DR COPPERAS COVE, TX 76522 | AFLAC | $1 | — | $1 | 0.00% |
| BRIAN MILLS3 | 1402 W LUCY WEBB DR RAYMORE, MO 64083 | AFLAC | $1 | — | $1 | 0.00% |
| JTH INC3 | 2215 W A STREET NORTH PLATTE, NE 69101 | AFLAC | $1 | — | $1 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: SILVERSTONE GROUP, INC | 11516 MIRACLE HILS DR OMAHA, NE 68154 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $3K | — | $3K | 9.23% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 477 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 480 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 432 | $35K |
| Life insurance(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 521 | $108K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 203 | $82K |
| Other(3 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 521 | $152K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 521 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.