| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: SILVERSTONE GRP INC | 11516 MIRACLE HILLS DR OMAHA, NE 68154 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $23K | — | $23K | 15.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: SILVERSTONE GRP INC | 11516 MIRACLE HILLS DR OMAHA, NE 68154 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $21K | — | $21K | 15.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: SILVERSTONE GROUP INC | PO BOX 542006 OMAHA, NE 681548006 | AMERITAS LIFE INSURANCE CORP. | $4K | $2K | $5K | 4.04% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: SILVERSTONE | 11516 MIRACLE HILLS DRIVE PO BOX 542006 OMAHA, NE 68154 | ALLSTATE | $36K | — | $36K | 32.37% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: SILVERSTONE GRP INC | 11516 MIRACLE HILLS DR OMAHA, NE 68154 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $13K | $5K | $19K | 21.21% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: SILVERSTONE GRP INC | 11516 MIRACLE HILLS DR OMAHA, NE 68154 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $12K | $5K | $17K | 22.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,082 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,088 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ALLSTATE | 265 | $110K |
| Vision | AMERITAS LIFE INSURANCE CORP. | 1,342 | $133K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 964 | $229K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 964 | $78K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 964 | $152K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 964 | $88K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,342 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.