See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| REGIONAL CARE, INC. EIN 47-0760050 TPA | Claims processing Service code 12 | 905 WEST 27TH STREET SCOTTSBLUFF, NE 69361 | $42K |
| JONES INSURANCE AGENCY INC. EIN 47-0766210 BROKER | Insurance agents and brokers Service code 22 | 1831 N 4TH STREET DAVID CITY, NE 68632 | $37K |
| PARTNERS HEALTH ALLIANCE LLC EIN 47-2739227 INSURANCE SERVICES | Insurance agents and brokers Service code 22 | 106 WEST 3RD ST PO BOX 488 MCCOOK, NE 69001 | $10K |
| PHIA GROUP CONSULTING EIN 46-1439866 CONSULTING | Consulting (general) Service code 16 | 40 PEQUOT WAY CANTON, MA 02021 | $8K |
| MULTI PLAN INC. EIN 13-3068979 PPO | Insurance services Service code 23 | PO BOX 29380 NEW YORK CITY, NY 10087 | $7K |
| AMERITAS EIN 47-0098400 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | PO BOX 81889 LINCOLN, NE 68501 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 124 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 124 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | WESTERN SKIES | 122 | $599K |
| Dental | WESTERN SKIES | 122 | $599K |
| Vision | WESTERN SKIES | 122 | $599K |
| Life insurance(3 contracts, 2 carriers) | WESTERN SKIES | 122 | $633K |
| Short-term disability(2 contracts, 2 carriers) | WESTERN SKIES | 122 | $608K |
| Long-term disability | WESTERN SKIES | 122 | $599K |
| Prescription drug | WESTERN SKIES | 122 | $599K |
| Stop-loss / reinsurancereinsurance | WESTERN SKIES | 122 | $599K |
| Other | WESTERN SKIES | 122 | $599K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 122 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.