See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 9 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 8 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HIGHMARK EIN 23-1294723 NA | Contract Administrator; Claims processing Service code 12 | — | $3.5M |
| SEDGWICK EIN 36-2685608 NA | Claims processing Service code 12 | — | $677K |
| CAREMARK EIN 95-3382344 NA | Claims processing Service code 12 | — | $522K |
| GEISINGER EIN 04-6076039 NA | Claims processing Service code 12 | — | $312K |
| ADP EIN 22-1467904 NA | Contract Administrator Service code 13 | — | $282K |
| METLIFE EIN 13-5381829 NA | Claims processing Service code 12 | — | $250K |
| SIMPLYWELL EIN 20-0231707 NA | Contract Administrator Service code 13 | — | $106K |
| PAYFLEX EIN 91-1774434 NA | Contract Administrator Service code 13 | — | $91K |
| VSP EIN 06-1222784 NA | Claims processing Service code 12 | — | $81K |
| ADVANCE MEDICAL EIN 32-0188784 NA | Contract Administrator Service code 13 | — | $67K |
| CIGNA EIN 06-0303370 NA | Contract Administrator Service code 13 | — | $20K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 10,929 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 10,929 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH & LIFE INSURANCE COMPANY | 3 | $135K |
| Dental | CIGNA HEALTH & LIFE INSURANCE COMPANY | 3 | $135K |
| Life insurance(4 contracts, 3 carriers) | PRUDENTIAL | 14,835 | $3.8M |
| Long-term disability(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 4,797 | $1.7M |
| Other(4 contracts, 4 carriers) | CIGNA HEALTH & LIFE INSURANCE COMPANY | 11,784 | $346K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 14,835 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.