| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STRONG FINANCIAL RESOURCES INC3 Filed as: STRONG ADVISORY GROUP INC | 1611 10TH STREET AURORA, NE 68818 | PRINCIPAL LIFE INSURANCE COMPANY | $4K | $11K | $16K | 3.88% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 2850 GOLF RD STE 1000 ROLLING MEADOWS, IL 60008 | PRINCIPAL LIFE INSURANCE COMPANY | $8K | $5K | $13K | 3.35% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEIFT SERVICES INC | 2850 GOLF RD STE 1000 ROLLING MEADOWS, IL 60008 | PRINCIPAL LIFE INSURANCE COMPANY | $19K | — | $19K | 7.56% |
| STRONG FINANCIAL RESOURCES INC3 Filed as: STRONG ADVISORY GROUP INC | 1611 10TH STREET AURORA, NE 68818 | PRINCIPAL LIFE INSURANCE COMPANY | $12K | $5K | $16K | 6.48% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGER BENEFIT SERVICES, INC. | 1611 10TH STREET AURORA, NE 68818 | VISION SERVICE PLAN | $19K | — | $19K | 18.62% |
| STRONG FINANCIAL RESOURCES INC3 Filed as: STRONG ADVISORY GROUP INC | 1611 10TH STREET AURORA, NE 68818 | PRINCIPAL LIFE INSURANCE COMPANY | $4K | $2K | $6K | 6.03% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SOLUTIONS | 2850 GOLF RD STE 1000 ROLLING MEADOWS, IL 60008 | PRINCIPAL LIFE INSURANCE COMPANY | $5K | — | $5K | 5.94% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| DISCOVERY BENEFITS EIN 90-0058554 TPA | Claims processing Service code 12 | 4321 20TH AVENUE SW FARGO, ND 58103 | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 613 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 613 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF NEBRASKA | 1,729 | $0 |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 1,771 | $400K |
| Vision | VISION SERVICE PLAN | 507 | $102K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 1,809 | $254K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 1,809 | $92K |
| Stop-loss / reinsurancereinsurance | BCS INSURANCE COMPANY | 453 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,809 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.