No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| INDEPENDENCE BLUE CROSS EIN 22-3218462 CLAIMS PROCESSOR | Claims processing Service code 12 | — | $5.7M |
| ARMSTRONG, DOYLE & CARROLL, INC. EIN 23-2504223 CONSULTANT | Consulting (general) Service code 16 | — | $862K |
| PRUDENT RX CONSULTANT | Consulting (general) Service code 16 | 3820 NORTHDALE BLVD TAMPA, FL 33624 | $581K |
| PLANSOURCE BENEFITS ADMINISTRATION EIN 55-0800751 RECORDKEEPER | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 101 S. GARLAND AVE, SUITE 203 ORLANDO, FL 32801 | $574K |
| DELTA DENTAL OF PENNSYLVANIA EIN 23-1667011 CLAIMS PROCESSOR | Claims processing Service code 12 | ONE DELTA DRIVE MECHANICSBURG, PA 17055 | $393K |
| HOWARD C. GILPIN, JR. EIN 46-7526272 PLAN SPONSOR, EXEC DIR | Employee (plan) Service code 30 | — | $225K |
| JOAN M. BARONE EIN 46-7526272 PLAN SPONSOR, ASSOC DIR | Employee (plan) Service code 30 | — | $178K |
| STORBECK SEARCH LLC EIN 84-4492103 CONSULTANT | Consulting (general) Service code 16 | 1400 N. PROVIDENCE RD, SUITE 3500 MEDIA, PA 19063 | $82K |
| CONNOR, STRONG & BUCKELEW COMPANIES EIN 21-0718159 CONSULTANT | Consulting (general) Service code 16 | — | $78K |
| MILLIMAN EIN 91-0675641 ACTUARY | Actuarial Service code 11 | — | $76K |
| ANDREA B. BAGNELL EIN 46-7526272 PLAN SPONSOR, DIR OF MKTG | Employee (plan) Service code 30 | — | $74K |
| TRUVERIS INC EIN 27-4345686 CONSULTANT | Consulting (general) Service code 16 | — | $71K |
| MORGAN, LEWIS & BOCKIUS EIN 23-0891050 LEGAL SERVICES PROVIDER | Legal Service code 29 | — | $51K |
| CVS HEALTH EIN 05-0340626 CLAIMS PROCESSOR | Claims processing Service code 12 | 4909 JOHN TICE DRIVE ALEXANDRIA, VA 22304 | $47K |
| TAIT, WELLER & BAKER LLP EIN 23-1144520 ACCOUNTANT | Accounting (including auditing) Service code 10 | 50 SOUTH 16TH ST, SUITE 2900 PHILADELPHIA, PA 19102 | $38K |
| BRYN MAWR TRUST EIN 23-0441580 INVESTMENT MANAGER | Investment management fees paid directly by plan Service code 51 | — | $36K |
| HEATHER H. GELTING EIN 46-7526272 PLAN SPONSOR, EXEC DIR | Employee (plan) Service code 30 | — | $32K |
| INCLUDED HEALTH, INC. EIN 45-3580052 CONSULTANT | Consulting (general) Service code 16 | — | $27K |
| NTL COUNCIL FOR MENTAL WELLBEING EIN 23-7092671 CONSULTANT | Consulting (general) Service code 16 | — | $24K |
| WILLIS TOWERS WATSON NORTHEAST, INC EIN 13-2695427 INSURANCE BROKER | Insurance agents and brokers Service code 22 | — | $15K |
| TERRY KEATING LAW & REGULATORY SERV LEGAL SERVICES PROVIDER | Legal Service code 29 | 156 HOLLY HILLS DRIVE HARRISBURG, PA 17110 | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 17,874 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 227 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 18,101 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION BENEFITS OF AMERICA | 9,908 | $301K |
| Stop-loss / reinsurancereinsurance | HM INSURANCE GROUP | 9,939 | $2.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 9,939 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.