| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CASCADE EAST BENEFITS, INC.3 Filed as: CASCADE EAST BENEFITS INC. | 777 NW WALL STREET, SUITE 100 BEND, OR 97703 | PACIFICSOURCE HEALTH PLANS | $9K | — | $9K | 2.92% |
| WHEATLAND FINANCIAL SERVICES, LLC3 | 229 SW FIRST PENDLETON, OR 97801 | PACIFICSOURCE HEALTH PLANS | $2K | — | $2K | 0.59% |
| HEALTH INSURANCE STRATEGIES, INC.3 | 400 SW BLUFF DRIVE, SUITE 103 BEND, OR 97702 | PACIFICSOURCE HEALTH PLANS | $2K | — | $2K | 0.53% |
| CENTRAL OREGON EMPLOYEE BENEFITS3 | 61130 HILMER CREEK DRIVE BEND, OR 97702 | PACIFICSOURCE HEALTH PLANS | $634 | — | $634 | 0.20% |
| CENTURY INSURANCE GROUP LLC3 Filed as: CENTURY INSURANCE GROUP, LLC | 572 SW BLUFF DRIVE SUITE 100 BEND, OR 97702 | PACIFICSOURCE HEALTH PLANS | $528 | — | $528 | 0.16% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 56 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 56 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PACIFICSOURCE HEALTH PLANS | 64 | $321K |
| Dental | PACIFICSOURCE HEALTH PLANS | 64 | $321K |
| Vision | PACIFICSOURCE HEALTH PLANS | 64 | $321K |
| Prescription drug | PACIFICSOURCE HEALTH PLANS | 64 | $321K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 64 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.